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The Uber Car Lease Program Sucks – How to Escape

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Did you see the article about the pregnant lady who was driven into further debt by leasing a car from Uber?  One of my friends actually just lived through an Uber lease experience, and it is truly crappy.  $180 a week for leasing a car. THAT’S $720 A MONTH FOR A CAR LEASE! WHY??? Why did my friend or the pregnant lady in the article take on a super expensive lease like this to start with?  Because my friend’s credit is bad, she only had stressful experiences with car buying, and Uber made it easy. But buying a car, hell, even leasing a car regularly, would have been so much cheaper even with bad credit! How to Escape an Uber Lease If you ever thought about leasing a car through Uber, DON’T. If you already have, here are a few steps I’d suggest taking right now: Get it through your head that you are getting screwed in a very not-fun way. A cheap Uber lease is $180 a week…that’s $720 a month.  $720 a month for a regular car!!! Let’s say you don’t have the cash to buy a used car cheap off of someone.  Even with not stellar credit and no down payment, … Read more

Don’t Forget Your Finances When You Spring Clean

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Don’t Forget Your Finances When You Spring Clean In the South West, you didn’t need that extra hour thanks to daylight saving time to tell you winter was on its way out, nor did you have to wait until March 20th to know spring had arrived. The vernal season blossoms early in states like Texas compared to the rest of the country. If you took advantage of your head start, you’re probably through most of your annual spring cleaning chores already, but don’t throw in the yellow gloves just yet. We’re willing to bet there’s one part of your home you haven’t dusted off in a while and that is your finances. Don’t worry. Adding this item to your list won’t be as hard as you think, nor will it add a lot of time to your housework. It’s actually quite simple when you use the following tips to guide your tidying. Keep reading to learn the fastest and most effective way to enforce organization onto your finances. Step One: Evaluate Your Budget Your budget is the foundation of your finances. Without it, you can’t effectively run your household or take advantage of investments and other financial tools. If you … Read more

How to Be Content with Your Life

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How to Be Content | Tips for Practicing Self-Care | Goals in Life | Achieving Peace | Enjoying Life | Living in the Moment

I’m 34 years old.  My life has been great, yet I still wake up some days and feel completely unsatisfied.  I felt like a raging success when I leapt into self-employment in 2011, about 16 months after starting this blog.  My husband joined me in 2012, I started a second successful business in 2014 (Crystal’s Cozy Care Pet Sitting), and we are still doing well with our businesses, yet I’ve lost that soul singing feeling of triumph.  Why Do I Feel Like a Failure?  Because I suck at being content.  My online business peaked 3-4 years ago but is still chugging along.  I’m making efforts to grow it again.  My pet sitting business is blossoming more every season, and we just hired our first official pet sitter team member.  Yet, I keep comparing myself to others and feel like all my efforts are “meh”.  Since I started researching contentment and making a list of steps for myself, I figured I should share it with anyone else out there kicking their own butts for no good reason. How to be Content Weirdly, being content is harder for me than making money.  Yet contentment comes in handy no matter where you are in life.  It is a priceless … Read more

8 Reasons Your Online Meetings Fail

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Regular meetings aren’t a guarantee that you’re doing it right. You know something’s missing but you just can’t seem to put a finger on it. Here are a few reasons why your online talks and meetings seem to fail all the time: You’re Boring These days, video calling solutions might have given companies a fresh new way to get those meetings done. But if you still aren’t delivering the kind of content your audience needs—in this case, everyone in the meeting—and delivering them in a way that’s engaging, that could be why your meetings are dry and dead, with little to zero engagement from everyone on the team, the PGI says. That’s because engagement matters. One way you could do to resolve poor engagement is to increase audience participation. If all your meetings start and end with you talking throughout, you might want to take a step back and allow key members of your audience to do a presentation or take over a portion of the discussion. It can be boring if your audience has to listen to you all throughout the meeting. By changing that and calling on employees to participate, you can draw them into the meeting with … Read more

21st Century Technology: Digital Wallets

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There is almost nothing cooler than being able to leave your home without your wallet. Today, cell phones let commuters get on the subway with a tap, buy coffee with a tap, and attend shows and movies by displaying a screen. All of this is due to digital wallets, an innovative way for customers to hold their financial and important documents on their cell phones for access at any time. Near Field Communication Thanks to near field communication (NFC), customers are able to store their credit card, banking information, gift cards, etc. on their phone’s digital wallet. Merchants with “tap and pay” payment processing machines simply ask customers to tap their phone on the terminal to complete the transaction. Digital wallets are usually strongly encrypted, meaning that the data from customers’ credit cards is scrambled before it’s transmitted and then unscrambled by the payment machine. Encryption makes it nearly impossible for someone to steal your financial information. Because of this, digital wallets are more secure than credit cards themselves, since credit cards can be easily cloned. Practicality For customers, having a digital wallet means no longer having to carry around a bulky physical wallet filled with gift cards from your … Read more

How I Made $6900+ in March 2017 Completely Self-Employed (Net Worth $555,580)

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How I Make a Real Living Working from Home | How to Earn Money as a SAHM | How to Work From Home with a Legitimate Business | How to Start My Own Blog

Another month bites the dust in 2017!!!  That means another wrap-up report of what we earned, how we earned it, and where our net worth stands now.  I like to use monthly income and net worth updates for motivation. It pushes me to try harder and I crave your feedback!  I would also like to inspire more people to create income streams out of something they truly enjoy. My Backstory for New Readers My husband and I currently bring in $70,000-$90,000 each year – 100% self-employed. I worked in a dead end cubicle for 6 years (2005-2011). My highest salary there was $35,500.  My original plan was to stay there for 30 years and retire.  Thankfully, that plan went to crap. The company was in a slump in late 2009, so they told me to “look busy”.  That led me to starting my own blog, Budgeting in the Fun Stuff, in February 2010 even though I had no blogging experience.  It grew faster than I expected (thank you!), and I have been fully self-employed since July 2011. My husband left public teaching to join me in 2012.  BFS itself has made more than $105,000 since its start in 2010. To go … Read more

Should You Renew Your Apartment Lease? 5 Important Factors to Consider

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Remember the day you signed the lease on your current apartment? The sun was shining, the birds were chirping, and you couldn’t see a single fault in your beautiful new dwelling. After six to twelve months in an apartment, even the best of abodes start to show their cracks (though hopefully not literally). A few months before your lease ends, you must ask yourself: should I stay or should I go? There are pros and cons to re-signing a lease and putting in your notice when your contract ends. Here are five important factors to consider when you’re deciding whether or not to extend your lease or find new housing. Crunch the Numbers One major deciding factor will be the price point. Now that you’ve lived in your apartment for at least a few months, you have a better idea of how much rent, utilities and living expenses really cost. Are your housing expenditures in line with your financial goals? Has your job situation changed since you signed the lease? You may want to upsize, downsize or stay in place accordingly. Moving isn’t free. The average cost of a move within the state is $1,170, and costs rise with the … Read more