As Seen On



Get Rich Slowly

Free Money Finance

House Logic

Check Out My eBooks!!!

Managing Your Monthly Nut

How I Make Money Blogging



Wicked Cool Wood Watch and GIVEAWAY!!!

Have you heard of JORD wood watches?  I hadn’t until last week, but they got me.  Not only did I offer to write a review, but they let me snag one for a giveaway too!

Unique Look

JORD’s are watches with wood wrist bands and faces, so say goodbye to metal and plastic!  I generally don’t buy into new fads, but I really thought this new wood design just looked cool.  It also was delivered well packaged in a nice box.  This is definitely the fanciest watch in our house right now.

JORD Wood Watch in Box

There were several options with this style alone.  I chose the Fieldcrest Black since it can be feminine or masculine.  They were sponsoring the exact same watch for the giveaway, so I didn’t want to pick one that was obviously not meant for a certain gender.

JORD Wood Watch on Female Wrist

Here is how the Fieldcrest watch looks on a small female wrist…I balled up my fist to keep it from slipping for the picture. The links look like they can be removed with a jewelry screw driver. There weren’t any directions in the box though.


The band is very comfortable, but came a few links too long for my very petite wrists.  It fits an average male wrist nearly perfectly as you can see below.  It’s smooth to the touch and isn’t too heavy or bulky, so I could wear it all day.  Mr. BFS and I haven’t actually figured out who will be keeping this one at the end of it all…

JORD Fieldcrest on Male Wrist

It fit my roommate’s wrist way better than mine right out of the box. In fact, he said he wouldn’t change a thing.


On to the fun part!  You too can own a JORD Fieldcrest Wooden Watch!!!  Please simply do 1, 2, or 3 of the things below by April 30, 2014 to be entered for a chance to win:

1.  Visit and leave a comment below on your favorite design.
2.  Tweet about this giveaway and leave a separate comment below letting me know that you did.
3.  Share this giveaway on your Facebook page or other social media and leave yet another comment below.

To review, each person can have 3 entries (comments) in total by April 30, 2014.

On May 1, 2014, a commenter will be chosen via, and JORD will send over a free coupon code for them to order their very own Fieldcrest (the watch pictured above)!!!

Please comment, Tweet, and FB share this giveaway as soon as you can!  Let’s see if we can make wooden watches the thing of the future…fad creation for the win with something that is really interesting!!!

Legal Stuff

1) Contest ends April 30, 2014 at 11:59pm CST. 
3) The winner will be selected randomly and notified by email by the third day of May 2014.

4) The prize will be held for 2 calendar days. If it isn’t claimed, a new winner will be randomly picked and contacted.
5) I reserve the right to reject comments that I consider spam or invalid entries.
6) An invalid or incorrect email address automatically disqualifies you from the drawing…it’s hard to contact a fake email…
7) Local laws, rules, and regulations apply.

The Convenience of Credit Card Debt


The following is another post from Lyle, a self-employed guitar instructor, performer, web-designer and blogger. For the past twenty years, he has adopted the tenets of voluntary simplicity to live a thrift shop life and has recently began blogging with these concepts in mind at The Joy of Simple.

If you read my previous guest post, How Being A Credit Card Delinquent Saved Me Thousands of Dollars, you might recall that for more than twenty years I had been happily credit card free…well…at least that’s the way it was until about six months ago when I received a MasterCard in the mail.

How They Got Me

Normally I don’t fill out credit card applications, but I felt sorry for the woman who was being constantly passed by and ignored by this particular stores’ customers. So when she sheepishly asked if I wouldn’t mind filling out the . . . → Read More: The Convenience of Credit Card Debt

Could Forex Trading Set You Free Financially?


By a visitor.

Financial freedom is something that we all crave and desire, but unfortunately only a few of us ever seem to achieve this landmark. The secret: have a plan and stick to it. There are many different strategies on how you can gain financial freedom, and what may work for someone else may not necessarily work for you. This is fine, of course, because the key for reaching financial freedom is finding something that works for you. In order to live a financially independent dream, many are now looking at more ambitious ways to achieve their goal. Some of these methods we’re not available even 20 years ago. One of these is forex trading. Here’s what it is and how it can work for you if you want to be financially free:

Not Just for the Big Wigs

Not long ago, trading was generally perceived as . . . → Read More: Could Forex Trading Set You Free Financially?

Welcome to Our New Foster Dog, Dale!


Daisy has settled in super well with her new family, so Mr. BFS and I have been matched with a foster again. Everyone, meet Dale! He’s 12-18 months old, 50-ish pounds, sweet to everyone, and hasn’t eaten Mr. Pug despite Mr. Pug’s best efforts.

He’s all smiles when he isn’t sleeping, LOL.


This is Dale in his normal state…

Dale’s Backstory

SMART Animal Rescue has many friends. One of them is a fellow rescuer named Leo. Leo and his wife added a/c and heat to their huge barn and currently have 42 rescue animals of their own. Dale was dropped over Leo’s fence about 5 months ago. Dale then jumped that 5 foot fence to chase down the car of his cruddy previous owner. Leo’s neighbor stopped Dale from running into traffic and took him back to Leo since he saw him jump that fence…so he . . . → Read More: Welcome to Our New Foster Dog, Dale!

Our Sony Blu-Ray Player Crapped Out, Welcome Samsung!


In December 2012, we bought a “Sony BDP-S590 3D Blu-ray Disc Player with Wi-Fi”. It sucks. We want to bash it into a million pieces. We’ve had problems with it for about 6 months but now it is just useless.

Quick Death

It started with issues with its remote. So we replaced the batteries, and nope. We then thought it was the remote, so we bought a new one (exact same remote, brand, etc) and yet, still issues. Replaced the batteries, and again, no love. You have to be 3-4 feet away for it to work at all.

Then it refused to load Netflix unless it was rebooted. Now it can’t connect to anything like Netflix, YouTube, etc. That makes it nearly useless to us.

New Blu-Ray On the Way

We finally have called the death of the $100 piece of poop. I started looking for other options yesterday . . . → Read More: Our Sony Blu-Ray Player Crapped Out, Welcome Samsung!

Getting a Jump Start on Our 2014 Taxes


You know how I complained about looking up all of our deductions for 2013 since it was our first year to itemize deductions? Well, I won’t need to go through all of that again. I’ve started a few things to make next year WAY simpler.

Managing Taxes Year Round Spreadsheet for pet sitting income, costs, and mileage Spreadsheet for rental income, costs, and mileage Spreadsheet for medical costs including premiums, visits, prescriptions, etc. Spreadsheet for rescue fostering for costs and mileage Spreadsheet for Big Brothers Big Sisters costs and mileage. Also tracking what we do and how long we hang out for BBBS records. A separate envelope for each thing above to keep the receipts as we spend. Will continue tracking all of our expenses. Will continue keeping all tax documents, property tax receipts, and home insurance renewals in a folder of their own.

Pretty much, if a . . . → Read More: Getting a Jump Start on Our 2014 Taxes

I Whine But Want to Help!


My biggest complaints in the last couple of weeks have been that I am not sleeping enough and my back aches. Pet sitting has a little break right now and I’m catching up on sleep, which is helping my back. Hear that? I didn’t get enough sleep and my back aches.

My Friends

Now, at the same time:

- A friend is dealing with a lifetime illness and a current issue that made her bedridden for weeks. – Another is dealing with a stalky ex who was abusive. – Another is dealing with an immature and vindictive ex and an aggressive child. – Another is dealing with a cheating spouse. – Another is getting official with receiving back child support. – Another is in the middle of law problems thanks to a confused father-in-law and his evil family. – Another has been having debilitating headaches for years. – Another . . . → Read More: I Whine But Want to Help!