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Baby Update – One Month to Go!!!

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It’s hard to blog, or really accomplish anything, right now.  I’m in a weird limbo world where I want to get everything ready for our daughter’s arrival, but naps, Facebook, tv, and absolutely any other time waster seems way more attractive.  🙂 Baby Making Update My baby bump has inflated, we’ve finished our hospital birthing classes, we’ve done the hospital tour and pre-registered, and now it’s just weekly doctor appointments and waiting to pop while I keep swallowing acid reducers to stay sane. This little one is developing really well!  All of her measurements are coming in fine.  She’s already around 6 pounds with a month to go, which they think is perfectly healthy and not too big at the same time.  All of my tests have come back fine.  All of my baby-delivering parts are where they need to be and doing what they need to do.  So far, so good! Physically, making a mini-human hasn’t been all bad for me.   Granted, I still wouldn’t be one of those women who say, “I loved being pregnant!”, but all of my friends and family have had it worse.  The Annoying Parts I had the “morning” sickness that first trimester, but … Read more

Adventures in Baby-Making – The Third Trimester So Far

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Hey all y’all!!!  As of today, I’m 33.5 weeks pregnant and our daughter is rocking and rolling!  My baby bump is obvious but I am apparently “carrying well”, so I’m looking good for someone less than 2 months from popping, haha.  She’s still expected to make her way out of me between mid-late June (June 15 is the 40 week mark but first time moms often carry longer).  Yep, Still Creepy When It’s Yours – But Creepy Cool The “Alien” style way she likes to stretch and looks to want to burst out right above my belly button is right on cue and just as creepy as it sounds.  Oddly enough, that doesn’t hurt as much as when she pushes super low and crushes my bowels or whatever other important things are down there…maybe the “Alien” writers couldn’t accurately show that level of pain and went for the easy burst out scene… Also creepy is how my body doesn’t wind down as it loses energy.  It just stops.  One minute, I’ll be chugging right along cutting a tomato for fajita toppings.  Then I just have to stop and sit down for 10 minutes like a switch was flipped in my … Read more

Mother’s Day: Leaving a Legacy for Your Kids

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As Mother’s Day quickly approaches, it is a time for you to sit back and reflect on the life you have built with your family. You’ve worked hard to raise your children into what they are today, and you can see yourself in each child. We want that feeling to continue even when you are no longer around. Leaving a lasting legacy for your children is something that is important to parents. But why is it so important? We’ve come up with reasons why a legacy is important and ways to build that lasting legacy. Importance of Leaving a Legacy Your children learn from you. Whether it is through action or words, they will follow in your footsteps. So when thinking about the legacy you are leaving for your children, keep that in the back of your mind. Your legacy is what your kids will remember of you when you are no longer around. Whether your death is sudden or you’ve lived a long and happy life, they will take your words and actions with them for the remainder of their lives. This is why leaving a legacy is important. It is shaping the future of your children – positive … Read more

Dispelling Credit Card FUD: 6 Reasons to Use Credit Cards Everyday

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Credit cards and their place in our consumer-based society are met with a love/hate relationship. Millions carry heavy credit card debt for reasons including irresponsible spending, health & career setbacks, and unforeseen expenses. It’s led many to demonize the credit industry by way of spreading FUD, (fear, uncertainty, and doubt). Ask a friend or family member what they think of credit cards and you’ll likely hear, “They’re terrible!”, “Don’t do it!”, or “I don’t trust ’em, I rather pay cash!”. To each their own… but they’re missing out on great benefits. Let’s dispell the FUD and see why carrying credit cards are a smart, rational thing to do. 6 Smart and Beneficial Reasons to Carry Credit Cards Whether you had a flurry of credit card offers when you turned 18. Or, found yourself using them on your own accord. Here are some of the great benefits of having them on-hand: Building financial literacy You can read blogs/books or watch videos about finance to wrap your head around the topic. Or, get involved and learn by doing. The latter tends to help many understand and respect finances. It adds responsibility to their spending ultimately improving other areas like budgeting. Building a … Read more

How General Liability Insurance Works and What It Covers

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You always hear about general liability insurance for business owners. You might not have it because you don’t necessarily think it is required for your business. The requirement depends on where your business is operating, but if you look at the benefits that you will get from having it, you will be convinced that you really need it. Here are some reasons why general liability insurance for contractors is a must. Wide coverage This type of insurance covers a lot. This includes claims for bodily injuries resulting from the use of products and services offered by the business. It also includes damages to the property in which the business currently stands. However, it is important to remember that this insurance only covers third parties. For injuries sustained by your employees, you need a different type of insurance coverage. The property damage might be covered, but it is quite minimal. Since you don’t own the place as a contractor or a small business owner, the insurance will partially cover the cost of any damage. You will probably be sued if these problems occur. When you are financially not ready to pay for the cost, it could be a big problem. The … Read more

Should You Open a Digital IRA?

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There has been a tremendous increase in popularity in cryptocurrencies such as bitcoin. A lot of people purchase them to hold, hoping that the price will increase even more, thereby making them everyday good investment. It is now even possible to open a digital IRA, or individual retirement account. What Is the Digital IRA? Simply put it is a type of self directed individual retirement account in which you can invest in cryptocurrencies such as ethereum and Bitcoin. According to the IRS, cryptocurrencies a form of personal property, which means that you can use them as an investment. Logically therefore, placing them in an IRA is a very good idea. That says, digital IRAs are still very new comma which means a lot still needs to be learnt about them. One of the key things to be aware of is that a digital IRA can hold things other than cryptocurrencies as well. In fact, most people who have a digital IRA only have a small percentage within that dedicated to cryptocurrencies. They choose these IRAs so that they have the option to also include cryptocurrencies and diversify their portfolio. Because the IRA is self directed, it means that you, as … Read more

The Karatgold Coin: High-tech meets gold

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Cash dominated the financial world for many millennia. By now, only two percent of the world’s money is in circulation as cash. A full 98 percent of the money exists in digital form, but is bound to the precious metal gold. This guarantees the stability of traditional currencies. Predictions suggest that the future of money belongs to the cryptocurrencies – the well-known cryptocurrency Bitcoin has acted as a trailblazer. Their value is still determined by the relationship between supply and demand. In the meantime, however, there is an alternative that is stable value: the Karatgold Coin. The cryptocurrency comes from the wellspring of the renowned Karatgold and is pegged to the classic medium of gold. The cryptocurrency is limited and cannot be influenced by political interests. Combining the benefits of gold and CryptoCoins The Karatgold Coin combines the advantages of cryptocurrencies and gold. Its founding father is the gold expert and business pioneer Harald Seiz. The system is based on proven blockchain technology and financial hedge via gold. The Karatgold Coin is distributed by the KARAT Gold Cooperation PTE LTD. Here, the Initial Coin Offering (ICO) is employed. As part of the market launch, there are limited duration price reductions. … Read more