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I Won My First Dietbet!!!

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I made 4 bets totaling $125+ on Dietbet.com.  Those bets generally were me saying that I could lose 4% of my overall weight within a month.  The first bet ended this past Monday, July 17.  My First Bet I started at 175.4 and needed to hit 168.4 in about 3 weeks since I entered this $35 campaign a week after its official start time.  My plan of attack was to track my food intake using My Fitness Pal (a free app) and change very little else.  I already strength train with a neighbor friend, Debbie, twice a week.  My cardio is usually infrequent and with friends like William and Dee. About 6 days into this first bet, I felt pretty dumb.  7 pounds in 3 weeks is 2.34 pounds per week.  I usually lose 1-2 pounds a week during a diet.  Plus my weight fluctuates 1-3 pounds every day.  So I would need to truly have no cheat days and hope to get lucky during the 48 hour final weigh-in period at the end if I was super close to the 4% mark. I was super close. Final Results The final weigh-in needed to be submitted sometime between Monday early … Read more

Thinking about Getting Knocked Up Again

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This has been a crappy year for our procreation plans.  I got pregnant in late November 2016, had a blighted ovum miscarriage in mid-January 2017, got pregnant again in mid-March 2017, and had an ectopic pregnancy miscarriage in late April 2017.  That one took nearly a month for my system to physically reset, and I was told to wait at least two menstrual cycles before trying again.  I was also warned that I would now have an increased chance for ectopic pregnancies with any future attempts.  Wanting to Try Again Despite the scare factor the tubal pregnancy slapped me with, my husband and I are seriously contemplating whether we should start trying again in the next month or so (after my second cycle).  I’ve slammed through all of my stages of grief (sad, angry, depressed, contemplative, snarky, and acceptance).  I also used the time to find a new OB-GYN since the staff of my last doctor treated me like a faceless number.  We meet my new doctor this Thursday and I’ll make sure we are good to go again physically.  If so, we then need to figure out if we want to try again soon or wait a few more … Read more

Tesla in Our Future?

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My Honda Fit is about 3 years old and has 50,000 miles on it.  I have high hopes for it to last at least another 100,000-150,000 miles without huge repairs.  BUT hubby’s 2007 Prius has 165,000+ miles on it and all of those small end-of-life issues are slowly popping up like oil leaks.  Prius Prime? Until this year, we knew that Len’s next car would be a Prius.  He loves his Prius.  And we thought the next one would most likely be the Prius Prime, which we have been checking out on Cars.com and specific dealer sites (it’s running about $30,000 around Texas).  It has more cameras, can go up to 600 miles on one tank, and gets 53-55 miles per gallon. Tesla? But now we’ve heard about the new Tesla – self-driving, electric, and will be available for about $35,000.  It could be worth an extra $4,000-$9,000 to us in order to own a self-driving car that will go 250+ miles without needing to be charged.  You just plug in your destination address like you do with your personal GPS and the car takes you there.  That’s simply magical. Our Tesla Hesitations We both are a little hesitant to jump into … Read more

My First Dietbet Ends in One Week – $35 on the Line

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I joined four different Dietbet campaigns a couple of weeks ago.  In short, I bet $125 overall that I could lose 7 pounds by July 17 and keep it off through July 26.  As of this past Sunday morning, I have 1.2 pounds to go…it just happens to be the week of birthday parties and a baby shower.  I may not have thought this through all the way.  😉 How I’ve Lost the Weight So Far The first campaign had already started by the time I joined, so that left me with a little more than 3 weeks to lose the 4% of my body weight.  I refuse to starve myself, take pills, or do anything that could mess with my hormones.  I want to be a healthy baby-making vessel should the time come and we’ll be trying again in the next few months.  With that slant towards health in mind, I’ve been tracking every single thing I eat in My Fitness Pal and have been walking more.  My Fitness Pal is a free application that set me a daily calorie goal to stay around every day based on my current weight, height, and normal activity level.  I get 1320 … Read more

Mid-Year Update on My 2017 New Year’s Resolutions

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Hells bells…half of 2017 is already gone!  I’ve kept y’all a bit updated on my two miscarriages and random life stuff, but let’s get this blogger show on the road and see how I’m doing on those New Year’s Resolutions: 2017 New Year’s Resolutions 1. Be a Healthy Baby Incubator. Well, I was very healthy while I was pregnant…both times.  Then there was some significant give-no-shits time, but I’ve bounced back.  I’m currently tracking what I eat and am attempting to get my weight down to 155 pounds by the end of the year.  I still am not drinking much, am taking my nightly prenatal vitamin, and will be following my new doctor’s orders on baby making the next time we try. 2.  Visit with My Parents and My In-Laws at Least Once a Month. I don’t think I’ve done this, but maybe?  I am consciously making the effort to stay in touch with both sides of our family this year.  Last year proved that I can’t afford to take anyone for granted. 3.  Regular Friend Time! Yep, since Dee was pregnant and now has had her baby, we’ve been keeping in close touch as support both ways.  I’m also … Read more

I Bet $125 on My Weight

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Instead of yo-yo dieting, I yo-yo life.  I’ll have my give-no-shits periods of time where I do and eat whatever I want and procrastinate whenever possible.  Or I could spend significant chunks of the calendar diving into healthy living like a squirrel on crack – exercising, cutting out empty calories, tackling those previously procrastinated projects.  Or I could be in my mellow phase where I balance my donuts-or-die time with stick-to-my-daily goal time and things get done at a normal pace.  It’s the Crystal Life Cycle. Well…I plunged into my squirrel on crack cycle a few weeks ago.  This hasn’t been amazing for our bank account since we had been putting several big things off for more than a year, but it has meant I’ve been happier, driven, and confident.  Confident enough to spend $125+ on joining FOUR Dietbet campaigns! Have You Done Dietbet? I’m now a participant in a $25-per-month group that spends 6 months attempting to lose 10% of our overall weight.  I also joined three 1 month groups aiming to lose 4% of our weight in one month.  Yep, they are concurrent.  In short, I need to weigh 168 pounds or less by July 17 and keep … Read more

Owning Vs. Renting – Not Just About the Numbers

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Any of y’all on Nextdoor.com?  It’s a community forum just for your neighborhood and the ones around it.  I do Nextdoor like most people do Facebook.  Anyway, someone there brought up the rising monthly rental costs this past week, and I started to feel that tingle all personal finance geeks get when money starts getting discussed publicly. “THERE BE MY PEOPLE!!!” I ran some numbers to help put things in some sort of perspective.  Here’s what I got for the average 3 bed, 2 bath homes around us (outskirts of Houston, Texas) that sell for $150,000-$180,000… A $150,000 Mortgage Example A $150k mortgage at 4% for 30 years is about $715 a month.  Then you have an approximate 3% rate for property taxes on $150k ($135k if you have the homestead exemption, but that goes away as a landlord), so that’s $4500 a year or about $375 a month. Then there’s the $1200-$2400 a year home owner’s insurance policy, the $600 flood policy for non-homesteaded homes, HOA dues that range from $0-$3000 a year, and then the maintenance and repair costs for everything. That boils down to:  $1300 a month + HOA dues + Upkeep and Repairs Owning Vs Renting All in all, if you are renting a … Read more