|
|
|
June 6, 2010, at 6:00 am If you're new to BFS, please subscribe to my RSS feed. It shows me a vote of support and keeps me motivated to keep your attention. If you have any questions or comments for me, please contact me and I'll get back to you asap. Thanks for visiting!
BFS is a member of the Yakezie Alexa Ranking Challenge! My ranking last week was 169,795. Now it is 157,387! Not bad at all!
The ultimate goal was to be in the top 200,000 by July 4, 2010 and you helped me blow that out of the water! Now we’re shooting for 100,000 by July 4th instead. Yep, we’re aiming high!
I would like to sincerely thank all of my readers and the members of the Yakezie Challenge. Obviously, this would be impossible without all of you. I’ll just come out and say it…you all kick butt!!!
In case you didn’t know, Alexa traffic rankings are determined by the numbers of hits a site gets by people with the Alexa toolbar. If you want to be part of this ranking community, you can download the Alexa toolbar here. I’d truly appreciate it if you haven’t already since I’d like all my readers to be taken into account.
If you are a Yakezie member and don’t see yourself on my member list, please send me an email or leave a comment here to be added. I copied the list originally and forget to update it regularly. Please help a girl out. Thanks!
June 5, 2010, at 12:10 pm
To all my feedburner subscribers, you may be getting a batch of all my recent posts all over again. Please do not worry. That may happen once due to BFS’s migration to WordPress but everything should look normal from here on out. Thanks for subscribing!
June 5, 2010, at 11:00 am
To all of my readers,
As you can see, BFS is now a proud WordPress site! There may be a few small bugs to work out, but the only one I know of right now is a biggie. Due to a recent Blogger bug, only 50 comments made it through the migration.
I am cutting and pasting as many comments as I can find from my Blogger emails, but it could take a while and I do not have all of your site URL’s.* If you happen to see that one of your comments are not linked to your site, feel free to leave another quick comment with your web address. I understand the need for link love and am doing the absolute best I can to make you all feel appreciated!
There is also one commenting change in WordPress that shouldn’t effect too much…a comment now requires at least 15 characters. This is to limit spammers. If you attempt to post less than 15 characters, a rude error message pops up telling you to post something of value or something like that. I’ve tried downloading a Plug-In to fix this, but it didn’t work. I also tried finding the place to at least change the wording of the error message, but I had no luck. I have rarely seen comments less than 15 characters in my past posts, so hopefully this won’t matter anyway. Just wanted to give you all a heads up.
Thanks so much for being a part of my online community!
Crystal
PS If you have any other problems, please shoot me an email at budgetingfunstuff *at* gmail *dot* com. I am striving to make this blog as user friendly as possible. Thanks!
*UPDATE: I have successfully cut and paste what I could find from now back to late April (and it only took 8 1/2 hours…sheesh, stupid Blogger). I’ll try to finish the rest this week. If I didn’t have your comment or missed it, I apologize. I only had what I was emailed by Blogger and I am sure I have accidentally deleted a few of those emails in the past 4 months. Feel free to re-add any comments I may have missed.
June 5, 2010, at 6:00 am
My Favorite Posts this Week
Blog Carnivals that Included BFS
Thanks! I appreciate all the time you spent on this process. It’s a great feeling to be chosen!
Carnival hosts, if BFS is in a blog carnival that you are running, please email me the link so it can be added to this weekly list. Thanks!
Guest Posts on BFS
Thanks for the great post and for giving me a day off!
If you would like to submit a guest post to BFS, please shoot me an idea or the actual post. I’d also appreciate a one or two sentence introduction for the piece. I’ll get back to you quickly and will give you as much advance notice as possible on its posting date.
Other Info
Feel free to email me if you have any suggestions. I’d love to add a few more blogs to my regular reading list or at least give a shout-out for great posts or contests.
As always, thanks to all the bloggers that teach me something new every day. Thanks to all my commenters for making this blog the community I want it to be. Thanks to all my lurkers too. I hope everybody is enjoying this as much as I am!
June 4, 2010, at 6:00 am
Volunteering is a lot of fun usually. What other job can you think of that lets you pick exactly what you want to do and appreciates the simple fact that you showed up and helped out? This is why I plan to spend a large part of my retirement on volunteering with animals and the elderly. The animals are really cute and I could not think of a worse fate than being lonely in my golden years.
Here’s my volunteering history up to this point:
- I started volunteering in 5th grade on a regular basis. Back then I cleaned up Galveston beaches and the roads near my neighborhood.
- In 6th grade I volunteered at the city library and had a great time.
- In 7th grade I played card games and dominoes with the residents of the local senior citizen’s home and should have stayed longer.
- In 8th grade I stupidly picked to help out with the county’s historical museum (can anybody say “use that kid for filing”…sheesh).
I really enjoyed helping out, but then we moved to Holland in 9th grade and I shut down.
Depression
Depression is a weird thing. I knew I didn’t feel right, but I didn’t really want to feel better either. I just wanted to sleep and listen to music and ignore everything around me. It took me a couple of months to peek out from my room and try to enjoy Europe while we were there. Within 7 months we were packing again and moved to Argentina for 2 1/2 years.
Volunteering Again
After a year or so in Argentina, I befriended my little sister’s English teacher who ran her own English learning center. I started volunteering as an English instructor for 6 and 7 year-olds until we moved back home. You never respect teachers more than when you decide to teach a second language to kids that barely just learned their first one! I also realized that I was a lot less moody when I was involved with others.
Volunteering Break for College
After we got back to Texas, I once again fell off the volunteering wagon and went to college for 4 years. I had 2 or 3 part-time jobs the whole time so I just couldn’t bring myself to find enough time to fit in helping others long-term. I volunteered for a few clean ups and that was about it.
Volunteering Again
Then I was a graduate and started my first full-time job. All of the sudden, I had extra time again. I discovered the Houston SPCA and started volunteering in the big dog section…they seemed the most lonely since puppies get all the attention. I never told my husband, but we came very close to owning about 20 dogs that first month…including a 120 pound Mastiff “puppy” that just might have fit in our 550 square foot apartment…
We lived close so I could work 20-25 hours a week pretty easily for that 6 months, but then we moved 45 minutes away to our new house. Now I only help answer phones for their telethons.
Since I still wanted to help and we were looking for a second dog, I became a foster parent for Pughearts: Houston Pug Rescue. For another 6 months I fostered and helped find a home for 10 Pugs and adopted our own Pug early on. When my husband started graduate school, we took a fostering break, but I hope to restart this fall. It helps that my allergy-ridden Pug feels better and probably wouldn’t mind some company at this point since our Dachshund-mutt actively ignores him whenever possible.
Volunteering in My Life
In short, volunteering is a necessary part of my life. I feel blah whenever too much time passes…it’s like a mild addiction. My plans for the future are to get involved with Meals on Wheels since I do miss spending time with the elderly. Those guys have the best stories and sincerely appreciate a good conversation. I never made anybody happier than when I gave a 95 year old woman the first manicure she had been given in almost 25 years.
Do you have any volunteer stories to share? What organizations tug at your heart strings? If you haven’t volunteered, I’d suggest trying it at least once…the people or animals or whatever that you help are not the only ones that feel better.
June 3, 2010, at 6:00 am
Yep, today I’m probably going to tick some people off, but this topic keeps coming up and you should know where I stand. I am truly against filing bankruptcy for debts that somebody accumulated by living beyond their means.
If I create a debt, I feel obligated to pay it back. It might sound cliche, but my husband and I see it as a matter of “honor”…we created the debt, so we need to pay it back. Coming to a payoff agreement is a mutual decision between the creditor and the buyer, so I’m cool with that. Simply declaring bankruptcy and never paying back what you owe seems wrong. Yeah, you get years of bad credit, but that’s not payment…that’s a consequence of not keeping your word.
I cringe at tv ads and online suggestions that explain to people how to get out of their financial obligations. I know people that work their debts off and wish others would do the same.
When I post about debt, it’s about how to save to get rid of it, not how to declare bankruptcy to make it go away. I understand life can serve up crappy scenarios like medical problems, job loss, death, etc, but I also know that you should have emergency funds and enough insurance coverage to be able to handle financial emergencies that may pop up along the way. Being prepared for bumps in the road is just as necessary as paying your monthly bills.
So, there you go. That’s my spiel.
Where do you stand? Does bankruptcy seem like a justified way out? And now a note from an interested company…
For help or advice on IVA (Individual Voluntary Arrangement’s) and other Debt Solutions please do not hesitate to ask.
June 2, 2010, at 6:00 am
I’ve been using Wednesdays to go further in depth on each point of diagnosing your financial health since I truly believe that solid finances leads to less stress and happier lives. Today is the last post of this series.
I have already covered the first seven points - Spend Less Than You Earn, start an Emergency Fund, review Retirement Savings, evaluate Debt, Diversify your investments, have enough Insurance, and creating an Estate Plan. The last point is to ask yourself if you are happy.
Honestly, all the financial health in the world wouldn’t be worth anything if you aren’t happy.
If you aren’t happy, I’d highly suggest actually figuring out why. If there are actual reasons that can be worked on, hop on it. It might be hard, but trust me, it will be worth it. My husband is currently busting his hump to secure a happier career. This means that he is teaching 8th grade science, taking 9 hours of grad school, and looking for a new job all at the same time. Being happy sometimes takes that kind of work.
If you can’t pinpoint the problems by yourself, open up your wallet enough to afford some professional help. I have several friends and family members that were actually putting off therapy due to cost. They feel different about it now since money is pretty useless if you can’t be content. Therapy does work. All four of the people I know feel better now than they have in years. Mostly, I think talking helps and some people need a stranger in order to open up. It also helps when that stranger has the experience to help.
If you are interested in reviewing all the areas of your financial health, please check out the BFS Way to Diagnose Your Financial Health where you can find links to each point covered in detail.
Once again I ask, are you happy?
|
|
DISCLAIMER I am not a professional or a financial advisor. BFS posts are informational opinions only. Please make your own financial decisions based on personal research or see a financial advisor.
Also, there are paid links on this site. There is no obligation on your part to purchase any products advertised on this website.
|
Migration Glitch and Commenting Thing
To all of my readers,
As you can see, BFS is now a proud WordPress site! There may be a few small bugs to work out, but the only one I know of right now is a biggie. Due to a recent Blogger bug, only 50 comments made it through the migration.
I am cutting and pasting as many comments as I can find from my Blogger emails, but it could take a while and I do not have all of your site URL’s.* If you happen to see that one of your comments are not linked to your site, feel free to leave another quick comment with your web address. I understand the need for link love and am doing the absolute best I can to make you all feel appreciated!
There is also one commenting change in WordPress that shouldn’t effect too much…a comment now requires at least 15 characters. This is to limit spammers. If you attempt to post less than 15 characters, a rude error message pops up telling you to post something of value or something like that. I’ve tried downloading a Plug-In to fix this, but it didn’t work. I also tried finding the place to at least change the wording of the error message, but I had no luck. I have rarely seen comments less than 15 characters in my past posts, so hopefully this won’t matter anyway. Just wanted to give you all a heads up.
Thanks so much for being a part of my online community!
Crystal
PS If you have any other problems, please shoot me an email at budgetingfunstuff *at* gmail *dot* com. I am striving to make this blog as user friendly as possible. Thanks!
*UPDATE: I have successfully cut and paste what I could find from now back to late April (and it only took 8 1/2 hours…sheesh, stupid Blogger). I’ll try to finish the rest this week. If I didn’t have your comment or missed it, I apologize. I only had what I was emailed by Blogger and I am sure I have accidentally deleted a few of those emails in the past 4 months. Feel free to re-add any comments I may have missed.