Wow, already 1/12th of 2016 has zoomed by! I figured I should check in on my New Year’s resolutions just to see if I need to concentrate on any specifically…and it’s been a hell of a month!
1. See my parents and my grandparents at least once a month.
My grandparents are doing okay, but they do remind me to pay attention to my body now since it becomes a pain in the ass later. They are in their mid-80’s and my grandma’s legs are kicking her butt. She’s a strong woman but she makes it damn clear that growing old sucks and is just barely better than the alternative…still better though. I’m sort of glad that stubbornness seems to be an inherited trait.
My parents are doing fine. My in-laws are also doing well. Seem to be tackling retirement with gusto as well. Seeing all of our parents having the time to pursue what they enjoy really does push me to save now. They all remind me to live now too though.
2. Regular friend time.
January was filled with friend time too. Dee, Mandy, and I are continuing the weekly Girls’ nights and they’ve been filled with good food, Costco trips, and movie nights at my place. I bought the 20th anniversary edition of Dirty Dancing for us to watch last week. I still love that movie.
Hillary, Gary, hubby, and I are still meeting nearly every week for dinner too. I’m digging it. It’s nice just to have another couple. It’s slightly different conversations than friend-with-friend but is still personal time with connections. It’s fun.
We also hosted two potlucks in January – our monthly one and a birthday one for our friend, H. I was able to make it to another Saturday potluck at our other friend’s place too. Seeing friends in larger groups is fun for an extrovert like me and gives us enough people for party games too.
On top of the scheduled weekly get togethers, I was able to hang out with several existing friends one-on-one throughout the month too. And I met and had lunch with a new neighbor friend and hope we hang out again too!
3. Max out both Roth IRA’s for 2016. That’s $11,000 overall.
DONE! The stock market crashes cried out to me…instead of “sell, sell, sell”, I heard “sale, sale, sale”! It’s nice to have this checked off already even if our investment fund wasn’t really expecting to take the $11,000 hit this early. We may have to pay ourselves back a little over the year to pad for future investments.
4. Maintain our $15,000 emergency fund.
This year will hopefully have baby-making involved and we’d like to keep our emergency fund at $15,000. So far, so good.
5. Maintain our $20,000 self-employment fund.
Yep, on top of the investment fund and emergency fund, we also have a $20,000+ account that we use to pay ourselves each month for our online business. It fluctuates as we bring in more or less. But overall, I like to keep it at $20,000 or more because I am scared shitless of having no backup if our business ever crashes. So far, so good.
6. HEALTH. I will weigh 150 pounds or less by July 2016 AND won’t go over 150 again in 2016. PERIOD. I was between 160-165 on January 1, 2016.
I want to lose weight and keep it off mainly for my back and joints. As of January 31, 2016, I was at 159.6. I’ll take it!
I’m doing push-ups, sit-ups, and more walking as my main forms of exercise right now. I’m attempting to add in yoga.
For the food side, I’m just eating smaller portions overall for now. And I try to select healthier snacks than usual like eating an orange instead of chocolate or 2-3 Lindor’s truffles in a day instead of the whole bag. For my main meals, it’s just about eating less than usual. It’s becoming easier.
My hope with doing smaller changes regularly instead of just all out dieting and exercising like I’ve done before is that these changes will stick for the long term as new lifestyle habits. That is the goal at least.
How are you doing in 2016 so far?
FYI: I worked at a dead end cubicle job from 2005-2011 for about $30,000 per year. I went self-employed in July 2011 and make between $80,000-$100,000 through blogging, professional pet sitting, hubby's reffing, and our rental home. If you’d like to start your own site (link to my free step-by-step guide), I highly suggest checking out Bluehost (my referral link with a nice discount for you, PLUS a free custom header banner from me!). I even have all of my favorite tools on a resource page - I hope they help you too. Please contact me any time at budgetingfunstuff*at*gmail*dot*com with questions or just to brainstorm! I’d love to help!