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The Uber Car Lease Program Sucks – How to Escape

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Did you see the article about the pregnant lady who was driven into further debt by leasing a car from Uber?  One of my friends actually just lived through an Uber lease experience, and it is truly crappy.  $180 a week for leasing a car. THAT’S $720 A MONTH FOR A CAR LEASE! WHY??? Why did my friend or the pregnant lady in the article take on a super expensive lease like this to start with?  Because my friend’s credit is bad, she only had stressful experiences with car buying, and Uber made it easy. But buying a car, hell, even leasing a car regularly, would have been so much cheaper even with bad credit! How to Escape an Uber Lease If you ever thought about leasing a car through Uber, DON’T. If you already have, here are a few steps I’d suggest taking right now: Get it through your head that you are getting screwed in a very not-fun way. A cheap Uber lease is $180 a week…that’s $720 a month.  $720 a month for a regular car!!! Let’s say you don’t have the cash to buy a used car cheap off of someone.  Even with not stellar credit and no down payment, … Read more

How to Be Content with Your Life

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How to Be Content | Tips for Practicing Self-Care | Goals in Life | Achieving Peace | Enjoying Life | Living in the Moment

I’m 34 years old.  My life has been great, yet I still wake up some days and feel completely unsatisfied.  I felt like a raging success when I leapt into self-employment in 2011, about 16 months after starting this blog.  My husband joined me in 2012, I started a second successful business in 2014 (Crystal’s Cozy Care Pet Sitting), and we are still doing well with our businesses, yet I’ve lost that soul singing feeling of triumph.  Why Do I Feel Like a Failure?  Because I suck at being content.  My online business peaked 3-4 years ago but is still chugging along.  I’m making efforts to grow it again.  My pet sitting business is blossoming more every season, and we just hired our first official pet sitter team member.  Yet, I keep comparing myself to others and feel like all my efforts are “meh”.  Since I started researching contentment and making a list of steps for myself, I figured I should share it with anyone else out there kicking their own butts for no good reason. How to be Content Weirdly, being content is harder for me than making money.  Yet contentment comes in handy no matter where you are in life.  It is a priceless … Read more

How I Made $6900+ in March 2017 Completely Self-Employed (Net Worth $555,580)

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How I Make a Real Living Working from Home | How to Earn Money as a SAHM | How to Work From Home with a Legitimate Business | How to Start My Own Blog

Another month bites the dust in 2017!!!  That means another wrap-up report of what we earned, how we earned it, and where our net worth stands now.  I like to use monthly income and net worth updates for motivation. It pushes me to try harder and I crave your feedback!  I would also like to inspire more people to create income streams out of something they truly enjoy. My Backstory for New Readers My husband and I currently bring in $70,000-$90,000 each year – 100% self-employed. I worked in a dead end cubicle for 6 years (2005-2011). My highest salary there was $35,500.  My original plan was to stay there for 30 years and retire.  Thankfully, that plan went to crap. The company was in a slump in late 2009, so they told me to “look busy”.  That led me to starting my own blog, Budgeting in the Fun Stuff, in February 2010 even though I had no blogging experience.  It grew faster than I expected (thank you!), and I have been fully self-employed since July 2011. My husband left public teaching to join me in 2012.  BFS itself has made more than $105,000 since its start in 2010. To go … Read more

3 REAL Ways to Make Money from Home AND How to Get Started IMMEDIATELY

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3 Real Ways to Make Money From Home and Get Started IMMEDIATELY | Legitimate Work from Home Jobs

Yeah, I know there are gazillions of posts about making money from home.  How is this one different?  Well, my husband and I make $75,000+ per year doing these three things.  On top of that, keep reading to see how to get started right now! 1.  Blogging The most frequently asked question I get about my online income is, “How do you make money blogging?” You make money through advertising deals, selling products and services, or using your blog experience to get other jobs online too. You can get the traffic to sell ad space, your products, and/or your services by growing your site. So first, you need a site and you have to start writing. To start a blog, you’ll need to choose a domain name (like budgetinginthefunstuff.com) and buy it.  I used Go Daddy to buy my URL and it costs about $15-$20 per year.  You will also need a website host (a company that uses its internet servers to support your site). I use Bluehost for all of my secondary sites (smaller ones, $6 a month for all of them combined) and Pagely for my big one since it’s too large to fit in a discount host server … Read more

How to Save Money on the Top 5 Living Expenses, Really

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How to Save Money on Your Top 5 Expenses | Budget Tips | Budget Busters | Ways to Save Money | How to Get Out of Debt | Fix My Finances

You know that I can be anal retentive detail-oriented, but when I first give advice or suggestions about money, I target the big stuff.  In general, that means making more or spending less. Specifically, here on the top 5 everyday expenses I harp on the most and specifically how you can save money on them…I know because this is how I do it. Housing Can you move somewhere cheaper?  Or do you need to stay where you are (job, family, friends, etc.)? Is it fiscally better for you to buy or rent where you plan to live?  If you’d like a little push, check out guesstimations like this interactive Rent or Buy calculator (I just used a search engine and thought that one worked pretty well…no affiliation). What are your personal preferences on general location, size, and type of home? No matter how you answer, there are ways to cut costs. Live in the minimum amount of space in which you are comfortable.  That can be 300 square feet or 3000 square feet.  Just remember, the less space, usually the less it costs. Research the going prices for what you want through Craigslist, realtor websites, appraisal district websites, etc. Shop around and negotiate for overall price, options, … Read more

Living Paycheck to Paycheck but Having FunToo

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Living Paycheck to Paycheck but having fun too | Zero Dollar Entertainment Budget | Having Fun on a Budget | Tips for Having Fun | Cheap Entertainment

The following post is from Sarah at A Matter of Cents.  She’s a new mom, former accountant, and current business owner who is throwing herself into freelance writing now too. Finding ways to make a dollar go further can be challenging. I know from my 20’s and 30’s that paychecks don’t always go as far as you need them to stretch. Being a responsible adult is a drag, but I’ve found some ways to create extra spending money without picking up a second job or cutting spending. I have found that even if I save some extra money for something fun, that same money gets used for some “adult responsibilities” like unforeseen auto expenses or doctor visits. So I decided to get creative. A Truly Free Lunch (or Dinner) Get that dinner paid for by someone else! Dining out is a common way to get out of the house and have a nice treat. Sometimes we do this a little too often. But if someone else is footing the bill, there is less need to cut it out of the budget! No, I am not suggesting having a guy take you to dinner…besides, when you get married, it doesn’t help that “that guy” is using … Read more

How I Made $6250+ in February 2017 Completely Self-Employed (Net Worth $550,100)

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Earning Money from Home Legitimately | Work from Home Jobs | Make Six Figures at Home | How to become Self Employed

Another month down in 2017!!!  That means another wrap-up report of what we earned, how we earned it, and where our net worth stands now.  I like to use monthly income and net worth updates for motivation. It pushes me to try harder and I crave your feedback!  I would also like to inspire more people to create income streams out of something they truly enjoy. My Backstory for New Readers I worked in a dead end cubicle for 6 years (2005-2011). It wasn’t possible for me to grow in the department I enjoyed, and the rest of the company would have sucked my soul out through my ears.  My highest salary there was $35,500.  My original plan was to stay there for 30 years and retire. Thankfully, that plan went to crap. The company was in a slump in late 2009, so they told me to “look busy”… That led me to starting my own blog, Budgeting in the Fun Stuff, in February 2010 even though I had no blogging experience.  It grew faster than I expected (thank you!), and I have been fully self-employed since July 2011. My husband left public teaching to join me in 2012.  BFS itself … Read more