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Freebies and Hand-Me-Downs for the Win!

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I’ve always known that babies grow quickly, so buying everything brand new was not going to be my path.  But I also know that many of my friends and family want to help out.  And listing what I still need will let me know what I’m missing when I’m about to pop, hence creating an Amazon registry I am editing as we go… Spending Restrictions Until May Since I know baby showers and baby-to-be gifts are coming in the next 3-4 months, I also have put myself on a very restricted nesting budget.  I will only allow myself to spend $100 on anything baby-related until at least mid-May 2018. I don’t usually enjoy shopping but I do like being prepared.  So restricting my nesting spending is actually harder than anticipated.  BUT, it hasn’t stopped me from accepting freebies and hand-me-downs from friends, family, and neighbors!!!  And that is a WORLD OF HAPPY!!! Hand-Me-Downs are Amazing! Thanks to the generosity of our parents and family, our friends, our pet sitting team member with a 3 year old, and now neighbors I’ve met through Nextdoor.com and Facebook, I am checking off the baby list pretty handily!  And there has been the added … Read more

New Year’s Resolutions – Goodbye 2017 and Hello 2018!

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Wow…2017, I barely knew you!  I’ll admit, with all the baby-making ups and downs last year, I did not pay attention to much of anything else except in spurts.  But let’s see what happened… 2017 New Year’s Resolutions 1. Be a Healthy Baby Incubator.  CHECK I was honestly a healthier baby incubator during the three miscarriages than now, which is a baby chugging right along anyway!  BUT, I’m taking my prenatal vitamins, extra folic acid, and baby aspirin every night like clockwork.  I only eat what I can keep down.  That luckily includes fruits and vegetables as well as tacos, kolaches, Egg McMuffins, and candy.  I did lose quite a bit of weight last year thanks to DietBet and then “morning” sickness (I maintain that name is a lie)…I got down to 155 as planned and now am struggling not to lose more in my second trimester because I can only eat about a fist-sized serving of food at a time without getting sick.  Yay, pregnancy. All in all, I have been increasing my water intake, walk as much as I can when I’m not sick, and am following all doctor’s orders, so I’m going to consider this a win. … Read more

The Gender Reveal!!!

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Hope your holidays were awesome!!!  I’ve been feeling truly loved and lucky.  I think these past few weeks have been some of the best of my life.  I had a great trip overnight with my family and had a really good time with my parents, one of my uncles, and one of my sisters and her family.  I’m very proud of my other sister who was hard at work at her first job.  We then had an entire relaxed day with my inlaws – eating and talking and hanging out with his cousin’s 4 month old.  We were completely spoiled by both sides of our family and I feel extremely lucky to have the support network we do with this kid on the way!!! We also attended our annual 4 day board gaming convention the weekend after Christmas.  So we were able to ring in the new year with laughter, board games, and a surprise birthday dinner for me thanks to friends.  This week is filled with more birthday fun with both of our families, so woot! And to top it all off, between Christmas and New Year’s, we finally received the results from those blood samples they took from … Read more

Pregnancy Update – Peanut at 14 Weeks and Need Baby Item Suggestions!

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I’m finally not puking all of the time!!!  Yay!!!  Woot for being one of the lucky ones that get a reprieve for a little bit!!!  14 Week Ultrasound We went in for another quick ultrasound late last week and Peanut is developing well!  We could hear the heartbeat at 160 beats per minute (right on track) AND my little parasite was just squirming and kicking away just like last time.  I’m slightly worried for the future of my internal organs since I can’t feel this crap with a 3-4 inch fetus but I’m guessing that will change greatly as it grows exponentially…but yay!!!  Healthy thus far and doing all the normal baby things! Waiting for the Results of Genetic Testing I’m turning 35 this month, so they took some of my blood to do genetic testing (I called them my “old momma tests” which got laughs since they have a bunch of 40+ year old new moms too but they are highly suggested).  We should know Peanut’s gender when the tests are all done and reported, but thanks to the holidays, that could be as late as the second week of January.  Doesn’t change much for me either way, but … Read more

My Recent Bursts of Energy

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So, I’m 13 weeks pregnant and am finally having a couple of days in a row where I’m nauseous occasionally but haven’t been throwing up.  Woot!  Did I write several posts so I could finally not feel behind on the blogging?  Nope.  Did I try to grow the pet sitting business in some miraculous way?  Nope.  Did I find a path to world peace or do the million errands pregnant people need to do before a baby comes wailing out of me?  Nope. I picked up my little downstairs domain of the house, assembled and decorated our Christmas tree, put up a few other decorations, sent out Christmas cards for the first time in years, cleaned the kitchen, and vacuumed the living room throw rug.  Oh, and I Amazon shopped for Christmas gifts (and am still not done) even though I am usually finished with Christmas shopping by Halloween.  Lastly I started binging on shows I DVR’d. Did any of that really HAVE to happen?  Nope.  Well, maybe the Christmas shopping (and I’m still not done). I’m not beating myself up about it though.  I’m scheduling in real time during the week to work on our businesses.  And when I … Read more

We Don’t Escrow, So This Month Hurts to the Tune of $12,250!

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December can be slightly depressing if you are one of those people, like us, who don’t escrow their property taxes.  That means that our monthly mortgage total is always identical but we have to pay our own property tax bills each year.  Escrowing means having the mortgage lender estimate the annual taxes, include that in the monthly payments due, and then change the monthly payment the following year based on whether they over or under estimated previously.  I don’t like inconsistency, so we chose to NOT escrow.  But I pay for that aspect of control by having to watch GOBS and GOBS of money disappear every December.  Granted, we set aside the money throughout the year for exactly this purpose.  It’s not a shocking surprise.  But it still hurt to transfer out $12,250 this year just to pay our home’s HOA dues ($719) and property taxes on two houses in an expensive (aka, nice) school district.  Yep, our net worth just took a $12,250 smack to the face.  I always feel broke right around the day I hand over that hefty, annual chunk of change.  Property Taxes Keep Rising And that payment number is growing thanks to home values ($148k … Read more

Morning Sickness is a Sick Lie

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“Morning sickness” implies you are sick in the mornings.  Guess what?  Every pregnancy is different, but the vast majority of women who get “morning sickness” are NOT just blessed with the morning pukes.  It’s nausea, very much like motion sickness on steroids, which comes and goes ALL day.  Then, depending on your own personal hell pregnancy, you projectile vomit randomly as well.  For me, it’s being physically ill generally at night with some mornings thrown in for fun.  And nausea off and on the entire time I’m awake.  And get this, I’m actually a really lucky pregnant lady.  My friend, Dee, was sick even worse than me for a vast majority of her pregnancy.  And my sister had the kind that starts scaring everybody because you can’t keep enough food down to actually survive without the constant drip of a portable medical pump full of anti-nausea meds.  So yeah, I’m a lucky one and yet, I want to find the person who coined “morning sickness” and punch them solidly in their own stomach after they finish a large meal. Pregnancy Sickness and Personal Finance What does this have to do with personal finance?  I was going to say, “not a … Read more