New to BFS? Please click here to get started.
You can also sign up for my FREE Weekly Newsletter to get access to EXCLUSIVE monthly giveaways!!!
See you in the comments soon!

I’m Still Here

This post may contain affiliate links.

Yeppers, I am still here.  My most recent miscarriage, has made me crampy and tired, but I’m physically fine.  Medically, my two follow-up blood tests have shown my HCG falling like it should and I have another blood test this week. As usual, I can’t easily write informational posts when I’m sad.  It’s like my give-a-shit turns off.  But I can vent. My Current Mood In this specific case, I seem to have enough energy to keep up with pet sitting, my online business emails, and to stay in touch with friends and family.  Then I just want to eat donuts and nap. And I have been eating ALOT of donuts and taking MANY naps.  Yeah, I know the donuts are working against me, but if you mention that below, I will most likely tell you to fuck off.  That’s the sort of mood I’ve been in. I don’t have the classic 5 stages of grief.  I generally just vacillate between angry and sad/depression for a while and then bounce right to moving on. I am sincerely happy that pet sitting is awesome even when I’m not.  I get to pet, play, and talk to all the dogs and cats like usual, and … Read more

Another, Scarier Miscarriage But I’m Okay

This post may contain affiliate links.

For anyone following along, Len and I have been trying to get me impregnated for a couple of years. Our Last Try We went from cool-if-it-happens to we’re-going-to-actively-make-this-happen around October 2016.  I bought some ovulation sticks, peed on a dozen of them over as many days, had sex when they indicated we should, and we got me pregnant in November 2016. Well, that ended in a miscarriage in January 2017 with a blighted ovum (dumbass scary name for just no baby in the basket). This Attempt at Baby Making We waited a couple of months and I started peeing on ovulation sticks again in March 2017, which led to me getting pregnant again.  I was worried about another miscarriage and had been making them give me blood tests as soon as I peed positive. Up to the beginning of last week, I had taken 3 blood tests that had led to Progesterone suppositories but generally good signs, so they were going to wait two weeks to give me my first ultrasound.  I requested a fourth blood test because I wanted to see higher numbers and that the suppositories were really working (no one wants to keep using vaginal suppositories if they … Read more

Sometimes There Just ISN’T Enough Time

This post may contain affiliate links.

How many times have you heard someone preach about time management while you are thinking “that is bullshit”? Here on BFS alone, I’ve probably written more than a dozen posts on the subject.  I apologize if I ever made you roll your eyes so hard that they were in danger of never coming back.  Sometimes there is simply NOT enough time. Just Not Enough Time Living example:  I have been trying to squeak out enough time to type up my income and net worth update for April.  But that usually takes about 1-2 hours and I have not been able to shoehorn that in between answering blog ad deal emails (priority), pet sitting (another priority), spending time with friends and family (my main priority), and sleeping (a necessity that I rarely prioritize). 5 years ago, I could fit everything in by living off of 4-5 hours of sleep per night.  Yeah, well, I’m 34 now and it’s 6-7 hours minimum per night for me or I get woozy…and bitchy. So if I can’t steal it from sleep and I refuse to steal it from my people or the money-making parts of my businesses, then I’m left with taking 20 minutes … Read more

Back to Blogging for the Fun!

This post may contain affiliate links.

I’m tired of trying to be a good personal finance blogger that does 1000+ word posts every time with just stuff that’s helpful.  I’m tired of putting off every post to edit it, add Pinterest images, attempt low level SEO CPR, find affiliate links that don’t make me gag, and then cross my fingers that this is the post that goes viral.  It’s making me want to quit. Why I Started I started blogging because I could put my random thoughts up here about money or life (and usually both), then you’d chime in too, then I’d chime back, and then we’d feel like we met someone who “gets” us.  Well, I don’t know about you, but I bet it’s easier to connect if I just write and we talk. I Suck at Professional Blogging I’ll just say it…I suck at trying to make this a professional blog and I won’t ever be as awesome as Michelle from Making Sense of Cents even though she started like a year or two after me.  She figured out how to be personable and professional and make shit tons of money.  I took her course (hahahaha, I did fit in an affiliate link, heeheeheee), … Read more

6 Free or Cheap Summer Fun Ideas

This post may contain affiliate links.

Today’s post is from writer and commenter here on BFS, Kate (Mrs. COD).  She is passionate about helping people make smarter decisions with money in order to be able to spend money on what really matters to them. Thanks to slaying her debt demons, she’s now able to stay at home raising her two rambunctious little boys. Kate blogs about lifelong habit changes and “finangelism” at Changing Our Default, which she started early in 2016. As soon as the weather starts to turn warmer and the allergies start acting up, we know summer is just around the corner! Whether you work full-time in summer or have some time off, as I always have as a teacher, summer promises oodles of extra fun. Making memories with family and friends doesn’t have to cost a fortune. Summer is ripe with opportunities for free and cheap entertainment. Let’s dive into a few of them! Picnics and Barbecues What summer is complete without a few cookouts with friends? You have to eat anyway, so invite a few pals over and fire up the grill. Set this up however you prefer–either you can provide everything, or you can take care of the food while everyone BYOBs, or … Read more

GoChange – Keep You On Track or Creep You Out?

This post may contain affiliate links.

Have you heard about GoChange?  It’s an app that acts like a virtual financial assistant that texts you financial updates that will hopefully keep you on track with your personal finances. I’ve been using it for several weeks now and I have good, bad and ugly to report.  The good is that some of us need to be forced to save and the Go Change app can do that.  Fortunately I am not currently that person, but I think this app could be very helpful. The Good It works by finding it here and then it evaluates your banking information for habits and using an algorithm to figure out when $5 here or there extra has been untapped and sticks that extra money into a savings hold (like Digit, if you’ve heard of that one already).  They hold those funds until you claim them.  Think of it as a way to sneekily trick yourself in not noticing when your saving money.  Kinda sweet. I didn’t go for the savings feature, however there is still value to be had.  The notifications I got a lot out of were in the spending habits comparisons and when my banking balances were getting low. I asked myself, “How … Read more

The Uber Car Lease Program Sucks – How to Escape

This post may contain affiliate links.

Did you see the article about the pregnant lady who was driven into further debt by leasing a car from Uber?  One of my friends actually just lived through an Uber lease experience, and it is truly crappy.  $180 a week for leasing a car. THAT’S $720 A MONTH FOR A CAR LEASE! WHY??? Why did my friend or the pregnant lady in the article take on a super expensive lease like this to start with?  Because my friend’s credit is bad, she only had stressful experiences with car buying, and Uber made it easy. But buying a car, hell, even leasing a car regularly, would have been so much cheaper even with bad credit! How to Escape an Uber Lease If you ever thought about leasing a car through Uber, DON’T. If you already have, here are a few steps I’d suggest taking right now: Get it through your head that you are getting screwed in a very not-fun way. A cheap Uber lease is $180 a week…that’s $720 a month.  $720 a month for a regular car!!! Let’s say you don’t have the cash to buy a used car cheap off of someone.  Even with not stellar credit and no down payment, … Read more