Every time I consider writing a “from the heart” post lately, I feel a little empty. I started this blog at age 27, and I felt on top of the world. Tons of budgeting knowledge and hopeful my personal stories could help others.
Now, at age 32 1/2, I feel a little worn down and wary. Some personal stories just get negative comments or poo-poo’d in general. And my knowledge is still generally the same. I feel like I’m not really teaching anymore, just journaling. Which has its benefits. I’m not going to stop blogging anytime soon. But I do feel way less qualified since I’m 5 years older but my life stories are a little more sedate.
Our Current Finances
Our finances are downright boring right now. We bring in money from online, pet sitting, reffing, and rent. We spend on pretty much the same stuff every month. We save in our Roth IRA’s every year. We save for future investments as well. What we have left is used for even more types of savings accounts or spent on travel like cruises or trips to New Orleans. In tight months, we grit our teeth and figure out ways to eek out more. In great months, we bank a majority of the extra. That’s life.
My days have an odd routine of pet sitting, online work, social time, more pet sitting, more online work, and bed.
My social time in the evenings is even mostly pre-scheduled:
- Mondays – Girl’s Nights
- Tuesdays – hang with my friend, Anne
- Wednesdays – Little Bro’ for Big Brothers Big Sisters
- Thursdays – temporarily Game of Thrones nights
- Fridays – catch-all
- Saturdays and Sundays – all the friends and family stuff we didn’t get to already like board gaming days and family visits
You can see that my life is pretty dang organized, but routine inherently gives me a lot less to talk about. I’m happy, which is awesome. You all seem to be doing well. Also awesome. And I’ll continue writing. Just can’t help thinking that I tend to repeat myself a bunch.
My Personal Finance Mantra
SAVE for your future. SPEND on your priorities, whatever those may be for you. BUDGET in the fun stuff along the way. That last part is important because if you wait forever to have a good time, you could have a) forgotten how or b) physically can’t. Having the memories of past adventures can make slowing down way less frustrating. So I’ve been told by those I worked with in nursing homes and hospice care a few years ago. I took their advice seriously.
How is your life going? Happy routine? Tumultuous? Crappy? Let it out!