New to BFS? Please click here to get started.
You can also sign up for my FREE Weekly Newsletter to get access to EXCLUSIVE monthly giveaways!!!
See you in the comments soon!

Week 2 – Our Epic Food Budget Challenge – Four Couples, $50 a Week, Leftovers Commence!

This post may contain affiliate links.

Please understand that I know that $50 a week for food is totally doable and many people survive on way less.  My hubby and I have simply been overspending.  This challenge is meant to motivate, not to create friction.  Thanks! My friend, Dee, had a tumultuous end of 2016.  She approached me with a food budget challenge she found online, we made a few changes, and we convinced our husbands to participate too.  Then two sets of our friends joined too!  Our challenge was born – $50 a week per couple for all food for 4 weeks straight from January 2-29, 2017. Our Two Caveats In our challenge, we can use all of our pre-existing food.  For Len and me, that means using any perishables in the fridge, pantry goods, and our stocks in the deep freeze.  All of the challengers started with some reserves we needed to clean out.  We just weren’t allowed to stock up in December for this challenge. Also, I’ll make a note or point it out when we use a gift card, but that’s okay to us too.  Our general goals of this challenge are to spend less, waste less, spend consciously, and make healthier choices than regularly eating fast food and restaurant offerings. Meet the Challengers! Dee … Read more…

Week 1 – Our Epic Food Budget Challenge – Four Couples, $50 a Week, Budgets Commence!

This post may contain affiliate links.
I'm excited to take this food budget challenge and save on groceries this month!

Before reading any further, please understand that I know that $50 a week for food is totally doable and many people survive on way less.  My hubby and I have simply been overspending.  This challenge is only meant to motivate, not to pour salt into any wounds.  Thanks! In this post a few weeks ago, I summarized a rough end-of-year for my friend, Dee.  She approached me with a food budget challenge she found online.  I wanted to tackle it but with a little more leeway than the original challenge entailed.  I convinced my hubby that we should participate, and then two sets of our other friends jumped in too.  Our challenge was born – $50 a week per couple for all food for 4 weeks straight from January 2-29, 2017. Our Two Caveats In our challenge, we can use all of our pre-existing food.  For Len and me, that means any perishables in the fridge, lots of pantry goods, and the deep freeze of mystery foods.  All of the challengers started with some reserves we need to clean out.  We just weren’t allowed to stock up in December for this challenge. Also, I’ll make a note or point it out when we use a gift card, but that’s okay too.  … Read more…

Preparing for the EPIC Food Budget Challenge of January 2017

This post may contain affiliate links.

Before reading any further, please understand that I know that $50 a week for food is totally doable and many people survive on way less.  This challenge in general is only meant to help food over-spenders like us to feel motivated to cut back.  It is not intended to pour salt into any wounds.  Thanks! My friend, Dee, has had a tumultuous end to 2016.  She got pregnant in September, her husband lost his job in November, they had to tackle some tough financial realizations, and he just started in a new job this week.  Overall, it’s amazing to only be unemployed for less than a month, right?  But they are still tightening their financial belts and Dee mentioned a food budget challenge that had my ears pricking up…$50 a week for 4 weeks straight. Why I Want to Do the $50 a Week Food Budget Challenge My husband and I spend WAY more than we need to on food.  Specifically, fast food and restaurants are vices that we dive into happily whenever we feel like it.  This has led our overall food budget to increase from $450-$500 a month to $700+ a month over the last year or two.  … Read more…

Baby Budget Woes of a New Dad

This post may contain affiliate links.
Kids are expensive! Budgeting for a new baby can be tricky, use this list to help you plan it before you need the cash.

This following post was written by my friend, Joshua Crum, father of three. He’s also the Lead Credit Repair Expert (to my knowledge, he’s still a team of one, lol) of http://www.RebuildRepairCredit.com/.  In short, he helps people get rid of zombie debt, figure out how to manage their current finances, and get them on the right path.  I met Josh at FinCon16 and he’s been a real friend for these last couple of months – this is an in-real-life guy actually doing this stuff…not just one of those spam companies we all delete immediately.  🙂 First, becoming a new parent is stressful enough.  One of the biggest issues is budgeting as a new dad or parent. There is so much new stuff to consider. It’s overwhelming at first!  So, I strive to make things easier and more predictable. Here is where I simplify the chaos as much as possible. Food Costs First comes food, one major expense that adds up very fast. Most new parents do not count on an increasing food budget. If you are lucky, at first mom can breastfeed. Not only is this great for baby but for your family’s budget as well. It literally saves gobs … Read more…

New Orleans on a Budget

This post may contain affiliate links.
I LOVE learning budget travel hacks and tips for how to visit places on the cheap. New Orleans is on my bucket list and it's so nice to know exactly how much a trip there will cost and what I need to budget for my next vacation.

I truly enjoy visiting New Orleans.  It can be easy to spend a ton visiting any tourist town, but you can visit New Orleans on a budget.  Here are my best tips an tricks! Transportation For our last trip, we drove to New Orleans from Houston, TX using our 2007 Prius.  Altogether, it cost $60 for gasoline.  If you live close enough to drive, it may be something to consider. If you can’t drive, check out your public transportation options.  I used the Megabus in late 2014 to get to New Orleans and my in-laws picked me up at the end of my trip.  The 1-way Megabus ticket cost me $9.75 and that included an $8 upgrade to the front most seat on the top (which made me car sick, so I sat in a cheap $1 seat anyway) and it included the 25 cents to receive text notifications of any changes.  It looks like most tickets cost $2-$60 depending on the location and whether you need a round trip ticket or not.  Check out your local bus and train stations to see if you have any affordable options. For flights, you may want to figure out the direct flight cost from your city (I use sites like kayak.com and airfarewatchdog.com) … Read more…

What Financial Health Means to Me – Grab Your Fiscal Future By the Balls! #FinHealthMatters

This post may contain affiliate links.

Once upon a time, there was a broke college kid balancing her last semester of classes, 3 part time jobs, and she had a frugal wedding to plan…BLECK! I was going to tug at your heartstrings with my story of being poor 15 years ago to explain what financial health means to me. But the world is already full of emotional examples of being broke. According to CFSI’s Consumer Financial Health Study, 57% of Americans—approximately 138 million adults— are struggling financially. That said, do you know what financial health really means? Financial health means being able to take a day off to binge watch Orange is the New Black (true story…every year, lol). It means never waking up in a cold sweat wondering if today is the day the bank takes your house (yep, I sleep like a baby!). It means not staying at a job you hate to make enough money to scrape by (I left a dead end job of 6 years to tackle my own businesses in July 2011). SCREW SCRAPING BY! Financial health means grabbing your fiscal future by its balls. Seriously. Prioritize The first step is to prioritize. It’s hard to achieve a goal if you haven’t set … Read more…

What Happens When You Just Don’t Make Enough Money to Get Ahead?

This post may contain affiliate links.

The following is from my blogging buddy, Martin, over at Studenomics.  He’s been trying to help people learn to manage their money at any age since before I knew that blogging existed, and he just published Next Round’s On Me: How-to Achieve Financial Freedom in Your 20s. Great guy and great advice, check it out! “I’m just not making enough money to get ahead.” One of my friends complained to me about this. I asked him if he wanted to do something about it or if he was just looking to whine. He wanted to take action. So I decided to helped him out. What did I say? Before we get into this, you must remember that it’s not going to be easy. What’s easy is to keep on keeping on. The difficult thing to do is to take action and to do something. I’m also going to assume that you want to either save up some money or pay off some debt to have some breathing space. You’re tired of watching your paychecks go as they come in. You’re fed up with never getting ahead. You want to finally be able to treat yourself to a steak dinner or you … Read more…