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2016 New Year’s Resolutions – 9.5 Month Update (It’s Been Rough)

I haven’t checked in on my New Year’s resolutions in about 6 months because it’s been incredibly sad with spots of awesome.  But I am a fierce beyatch, so here’s how it’s going! 1. See my parents and my grandparents at least once a month. My grandma (July), then my aunt (August), and then my grandpa (September) died.  I did get to visit all of them, especially my grandparents, quite a bit though. In fact, I was visiting my grandparents so much that it has felt a bit empty without popping in at a hospital or nursing home every day.  Proof that you can get used to anything. I mentioned in my 3 month update that my dad broke his collar bone.  He’s 90% healed up but still gets stiff with all those aches and problems that broken bones leave behind.  My mom has had fibromyalgia for a while and this year, it’s kicking her butt.  But I have been getting to see them pretty regularly.  Yeah, yeah, hospitals and funerals are not the happiest places to meet, but it counts!  AND, we did hang out for my little sister’s 21st birthday lunch!  Woot! My in-laws are doing well.  At least they haven’t told me … Read more…

2016 New Year’s Resolutions – 3 Month Happy Weight Loss Update!

Wow, 1/4th of 2016 has zoomed by! Time to check in on my New Year’s resolutions just to see if I need to concentrate on any specifically. 1. See my parents and my grandparents at least once a month. My grandma isn’t doing very well and my grandpa is suffering from grief, exhaustion, and a touch of paranoia/general crazy.  But I am dang well seeing them!  About 3 times a week has become the norm since my grandma ended up in the hospital in mid-February.  Both her and my grandpa are in a skilled nursing facility now since he has to stay around her or all hell breaks loose.  It’s romantic and insanely difficult at the same time. My parents were doing well until yesterday.  I saw them in February at grandma’s hospital but only texted a lot in March – it’s been a little nuts. AND yesterday, my dad ended up in the hospital with a fractured/broken collar bone, 3-4 fractured ribs, and a probable concussion from a fall off a ladder.  🙁  He’s doing okay but holy hell. My in-laws are good.  My husband’s great uncle has made a full recovery from a brain aneurysm and his grandpa sailed through a knee replacement as well as humanly possible … Read more…

2016 New Year’s Resolutions – Juicy 1 Month Update!

Wow, already 1/12th of 2016 has zoomed by!  I figured I should check in on my New Year’s resolutions just to see if I need to concentrate on any specifically…and it’s been a hell of a month! 1. See my parents and my grandparents at least once a month. My grandparents are doing okay, but they do remind me to pay attention to my body now since it becomes a pain in the ass later. They are in their mid-80’s and my grandma’s legs are kicking her butt. She’s a strong woman but she makes it damn clear that growing old sucks and is just barely better than the alternative…still better though. I’m sort of glad that stubbornness seems to be an inherited trait. My parents are doing fine.  My in-laws are also doing well. Seem to be tackling retirement with gusto as well. Seeing all of our parents having the time to pursue what they enjoy really does push me to save now. They all remind me to live now too though. 2. Regular friend time. January was filled with friend time too. Dee, Mandy, and I are continuing the weekly Girls’ nights and they’ve been filled with good … Read more…

New Year’s Resolutions – Goodbye 2015 and Hello 2016!

Holy moly. I cannot believe how fast 2015 flew by. It was like I was standing still while a blur that was my life streaked past. I’m going to be 80 years old and wonder how the hell it happened… Anyway, I’m back from the craziest travel December of my life since my parents, sisters, and I moved from Holland to Argentina when I was turning 16 years old. In the last 30 days, I spent 16 total days traveling away from my home and 18+ nights away from my bed thanks to a few overnight pet sitting jobs. I cruised from December 13-20, took a road trip with friends to New Orleans from Dec 26-29, and attended our annual Lonestar Game Fest Board Gaming Convention from Dec 31-Jan 3. WOWZA! I had a blast but I will honestly state that I am SO happy to be home for a while. Yet I am planning our next getaway in April already… All of that said, it’s time to see how my 2015 New Year’s Resolutions turned out and get some new ones started for 2016! 2015 New Year’s Resolutions Wrap-Up 1. Max out both Roth IRA’s for 2015. That’s $11,000 … Read more…

2015 New Year’s Resolutions – 6 Month Update!

Half the year has just blown by!!!  Wowza! So of course it’s time to check in on my 2015 New Year’s resolutions… New Year’s Resolutions 2015 Update Since we still haven’t made hard and fast plans for our long-term future yet, our goals covered a lot of “if’s”: 1. I want to max out both Roth IRA’s for 2015. That’s $11,000 overall. We stole $5500 from our emergency fund in March to max out our contribution to one of our IRA’s, and we used our $13,500 tax refund in April to pay back our emergency fund and to fully fund our other Roth IRA. DONE! 2. Our 2007 Prius rolled past 130,000 miles in 2014. In case our car dies sooner than 2017 as planned for, and the interest rates can’t be locked in at less than 1% again, we want our car fund at $15,000 or more by the end of 2015. It was at $10,400 at the end of 2014. Our car fund is now at $11,870. Still have $3,130 to go… 3. Our rental home was built in 2004, so one or all of the big systems will break soon. We got the rental savings account to … Read more…

2015 New Year’s Resolutions – 4 Month Update!

A whole third of the year is gone!!!  What the hell, right?!  So of course it’s time to check in on my 2015 New Year’s resolutions… New Year’s Resolutions 2015 Update Since we still haven’t made hard and fast plans for our long-term future yet, our goals covered a lot of “if’s”: 1.  I want to max out both Roth IRA’s for 2015.  That’s $11,000 overall. We stole $5500 from our emergency fund in March to max out our contribution to one of our IRA’s, and we used our $13,500 tax refund in April to pay back our emergency fund and to fully fund our other Roth IRA.  DONE! 2.  Our 2007 Prius rolled past 130,000 miles in 2014.  In case our car dies sooner than 2017 as planned for, and the interest rates can’t be locked in at less than 1% again, we want our car fund at $15,000 or more by the end of 2015.  It was at $10,400 at the end of 2014. Our car fund is now at $11,400.  Still have $3,600 to go… 3.  Our rental home was built in 2004, so one or all of the big systems will break soon.  We got the rental savings account to $4100 at … Read more…

Halfway Through My Shopping Ban Challenge!

Early this month, I announced that I was putting myself on a shopping ban challenge like J Money at Budgets Are Sexy for the month of March. Here were the terms: March 2015 Shopping Ban No extraneous spending in March 2015.  This is just concentrating on March 1st through 31st. J Money is allowing himself to spend on “Only bills, mortgages, healthcare, utilities, rent and groceries.”  My definition will also include all food, not just groceries.  BUT, I have to choose cheaper options than usual if I am eating out with friends or family for a pre-planned meal out, and I can’t stop for unnecessary snacks or extras like $1 drinks from McDonald’s.  This isn’t an exercise in self-denial for me.  I want to make sure I am still capable of conscious spending. I was going to donate $1 to SMART Animal Rescue every time I spend/splurge unnecessarily, BUT, you’ll get to pick the charity.  Just leave a comment below with what charity you think should get the cash.  I’ll donate the Oopsie Pot to whichever charity gets the most comments for them (one comment per person, please). I’m not going to simply put off buying something until April 1st.  This is about consciously making the … Read more…