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Positivity and a “Can Do” Attitude Could Make You Rich!

How do you motivate yourself to keep working when something has gone wrong or when others see more success? Here's my motivation. Pinning this for inspiration!

Do you read Budgets Are Sexy or Making Sense of Cents?  How about Smart Passive Income?  ESI Money or Money Boss?  I read them all, though less often than I should.  They are all at the top of their game.  J Money recently turned down a $1 million deal for his sexy blog bunch.  Michelle is making $100,000 a MONTH from affiliate income…and created a course about it. Pat Flynn is…well, Pat Flynn (Google “king of online money”).   He’s making millions a year. ESI Money just pulled off early retirement.  Money Boss sold his previous site for beaucoup bucks years ago and is restarting a blog empire. Shared Qualities of the Successful Do you know what they have in common?  They are sincerely wonderful people.  I’ve met them.  They are awesome.  But more importantly for our class today, they’re positive people and are all more motivated than squirrels are for nuts.  Yep, positivity and a “can do” attitude is what it takes…makes you gag, right?  Well, suck it up.  I know for a fact that those two ingredients make the recipe for success.  How?  Because that’s how I grew BFS so quickly when I started in 2010 and how I’m … Read more…

How to Craigslist Your Garage Sale Leftovers

What do you do when your garage sale is over and you still have lots of stuff leftover? Don't just donate it - make more money off of your old stuff by selling it on Craigslist! These tips will help you make the most of your junk and turn it into cash you can put into your pocket, without causing too much hassle.

About a month ago, I went on a cleaning spree. I wanted all the crap out of my house. BUT, I hate garage sales. Just takes too much planning and time. I know they can make big money, but I rather just sell things off or give them away as soon as I decide I don’t want them anymore. That said, I noticed people on Craigslist listing loads of stuff leftover from garage sales as a huge lot. I thought I could try that with some of our stuff too. Separating the Crap from Maybe Money If you need to ensure you don’t miss a single money-making opportunity, do a quick search on Craigslist or Nextdoor.com (like Facebook, but just for your neighbors and surrounding neighborhoods) for stuff like yours. If it is selling for anything, then list it. If it’s not or seems to be trash, you can list a free load of stuff to pick up on Craigslist or Nextdoor.com too. I just want stuff gone, so I only sell the things worth $15 or more usually. The rest of it, I give away. Listing Garage Sale Leftovers on Craigslist as a Lot Several years ago, I listed … Read more…

The Other Side of the Equation – Increasing Your Income

The following is from my occasional staff writer, friend, and huge blog supporter, SherryH.  She lives near the coast of North Carolina. Her family consists of her husband, their two adult sons, and the requisite writer’s cats. In 2013, she survived a brain tumor that destroyed her eyesight, but she’s determined not to let that slow her down. She recently started blogging at http://www.blindnotinvisible.wordpress.com/. I’ve always been a frugalista. As a kid, I loved accumulating change in my piggy bank and counting it out on my bedspread. If I was saving up for something, like a new game cartridge for our Atari 2600, I wasn’t about to be distracted by candy bars or shiny baubles.  As an adult, I discovered Amy Daczcyn’s Tightwad Gazette books and spent hours combing the pages for tips and tricks. Though I spent a lot of years as an at-home wife and mom, my ability to cut costs and live on less helped our family weather some pretty rough times – and retire a considerable amount of debt.  I’m proud of my ability to pinch pennies, and (I think) rightfully so. But over the past few months I’ve come to a realization. It’s something I’ve probably known all … Read more…

Handling a Money Crisis

We’ve all had those moments in life where we think “How the heck am I going to pay for that?” The personal finance geek in me cringes when I think of the few times during college that I didn’t have enough in the bank…a very small emergency fund for a slightly larger problem like all 4 tires needing to be replaced at once. Here are some options. Making Money Fast If you need to make money fast and rather avoid owing it back, here are some ways to make some cash in a few days or less: Sell stuff – it’s an oldie but goodie. My blogging buddy, Ashley, has written the course on how to sell stuff on Facebook. I bought DVD’s in bulk for less than 50 cents each and resold them for $2-$5 each. Sell services – babysitting, pet sitting, tutoring, arts and crafts (this one is not for me since I suck, but for anyone who doesn’t, lol), labor like lawn care, etc. I usually bring in about $100-$150 a weekend for pet sitting. Craigslist Gigs – You can find all sorts of one-time gigs on Craigslist like sign spinning, modeling, handing out flyers, etc. You … Read more…

Financial Lessons Learned from Orange is the New Black, Season 3

WARNING:  I’M ATTEMPTING TO AVOID HUGE SPOILERS BUT THERE WILL BE MENTION OF THINGS THAT HAPPENED IN SEASON 3 OF ORANGE IS THE NEW BLACK!!! I’m a huge fan of the Netflix series, Orange is the New Black.  Season 3 was released last Friday, and my mind was spitting out money lessons left and right, especially when the used-panties-from-prison business started up… Orange is the New Black Personal Finance Lessons Money is helpful even when you live in a mostly barter society. If I bought out an item completely that someone else gave me the idea for, I would give an unlimited supply to that person as a thank you.  They may retaliate otherwise. Thinking outside the box can lead to a billion money-making ideas. Risking your freedom to make money seems stupid.  The main character has a comparably short prison sentence, yet she decides to start a black market used panties business.  Totally legal in most ways, but smuggling things out of prison is a crime. Risking your main source of income to make much smaller amounts on the side seems stupider.  The guard smuggling out the panties should request a larger cut. When starting a business, pick your … Read more…

The Importance of a Side Hustle

The following post is by my blogging buddy, Ashley. She’s been a personal finance blogger for 8 years and loves sharing her knowledge and insights with others. The biggest truth she’s learned in the personal finance world is to have as many different streams of income as possible The side hustle is one of the most powerful financial tools out there. And it’s not just a financial tool. There are lots of mental and emotional benefits as well. How to Sell on Facebook Take my latest side hustle as an example. A good friend of mine and I started working together to sell used household items on Facebook. It all started when my friend wanted to go hiking in the Grand Canyon. She needed to earn an extra $800 to pay for the trip. She started by selling stuff from around her house that she didn’t want anymore. When she ran out of that she started selling stuff that her family had donated to the cause. Eventually, she started hitting yard sales to find stuff to flip. Somewhere in there I got involved in this project. Flipping yard sale finds and then finally, taking items on consignment for others. Just doing this in … Read more…

I’m Officially Back to Two Full Time Jobs

Remember how pet sitting was going to be my side hustle to accompany being a self-employed full-time blogger?  Yeah, well, I think a job loses “side hustle” status when it starts requiring 30+ hours a week consistently.  I have two full time jobs again. Side Hustle To Full Time Job From February 2014 to now, there have been super busy pet sitting weeks (30+ hours), but it still felt like a hobby job.  Starting in early March 2015, I’m going to be at pet sitting jobs as much as I’ll be online for at least a month straight.  I’m excited and exhausted just thinking about it, LOL. What happened is that I finally have enough “regulars” that I have a solid schedule.  Mondays-Thursdays for a mid-morning puppy pee break.  Mondays, Wednesdays, and Fridays for an all-Australian Shepherd walk.  Sunday poop scooping.  Fairly regular twice-a-day visits for several days a week for a traveling work couple.  And now I will be doing 3 visits a day, every day for a month straight while a Pomeranian pup momma has to go out of the country for work.  That month-long job will be rinse-and-repeat every other month for the rest of the year. That doesn’t even include the … Read more…