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October 2010 Net Worth

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For anyone new to BFS, I post a net worth update at the beginning of every month in order to keep myself motivated and to involve BFS readers. Please feel free to ask questions, make suggestions, or even post your net worths too. I am a participant-motivated blogger, so please jump on in. I calculate our net worth as listed below. I don’t include the value of our possessions, I round down to the nearest hundred for assets, and I round up to the nearest hundred for liabilities. I also don’t include my husband’s pension account since I’m too lazy to keep up with it and it shouldn’t actually matter until he retires anyway. Assets 1. Cash – $21,500 ($3800 up) 2. Stocks – $18,500 ($700 up) 3. Retirement – $40,800 ($2000 up) 4. Home – $130,000 (same) 5. Cars – $16,000 (same) Liabilities 1. Home – $69,300 (down $500) Total Net Worth = $157,500 instead of $150,500 Increase/Decrease = Up $7,000 from last month The combination of an up market, incoming money from hubby’s reffing, and my blogging has led to the big increase! Yay! I base the value of our home on two things: comparables selling in our … Read more

September 2010 Net Worth

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For anyone new to BFS, I post a net worth update at the beginning of every month in order to keep myself motivated and to involve BFS readers. Please feel free to ask questions, make suggestions, or even post your net worths too. I am a participant-motivated blogger, so please jump on in. I calculate our net worth as listed below. I don’t include the value of our possessions, I round down to the nearest hundred for assets, and I round up to the nearest hundred for liabilities. I also don’t include my husband’s pension account since I’m too lazy to keep up with it and it shouldn’t actually matter until he retires anyway. Assets 1. Cash – $17,700 ($6500 up) 2. Stocks – $17,800 ($1400 up) 3. Retirement – $38,800 ($3900 up) 4. Home – $130,000 (same) 5. Cars – $16,000 (same) Liabilities 1. Home – $69,800 (down $600) Total Net Worth = $150,500 instead of $138,100 Increase/Decrease = Up $12,400 from last month The combination of an up market, incoming money from hubby’s reffing, and my blogging has led to the big increase in cash!  Yay!  We are being very boring with it though – emergency fund all the way … Read more

August 2010 Net Worth

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Please also feel free to check out and comment on my staff writer post, 5 Criteria for My Future Car, at Sweating the Big Stuff today! 🙂 For anyone new to BFS, I post a net worth update at the beginning of every month in order to keep myself motivated and to involve BFS readers. Please feel free to ask questions, make suggestions, or even post your net worths too. I am a participant-motivated blogger, so please jump on in. I calculate our net worth as listed below. I don’t include the value of our possessions, I round down to the nearest hundred for assets, and I round up to the nearest hundred for liabilities. I also don’t include my husband’s pension account since I’m too lazy to keep up with it and it shouldn’t actually matter until he retires. Assets 1. Cash – $11,200 ($1300 up) 2. Stocks – $16,400 ($400 down) 3. Retirement – $34,900 ($900 down) 4. Home – $130,000 (same) 5. Cars – $16,000 ($2000 up.  Here’s something really odd – both of our cars APPRECIATED…my best guess is that gas prices and a bad economy are driving used car prices up for high gas mileage vehicles…needless to say, … Read more

July 2010 Net Worth

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For anyone new to BFS, I post a net worth update at the beginning of every month in order to keep myself motivated and to involve BFS readers. Please feel free to ask questions, make suggestions, or even post your net worths too. I am a participant-motivated blogger, so please jump on in. I calculate our net worth as listed below. I don’t include the value of our possessions, I round down to the nearest hundred for assets, and I round up to the nearest hundred for liabilities. I also don’t include my husband’s pension account since I’m too lazy to keep up with it and it shouldn’t actually matter until he retires. Assets 1. Cash – $9900 ($3600 down.  We had another $300 in vet bills, $600 for final cruise bill, the final grad school bill was $2000, and we paid off the remaining $4600 of the car loan…BIG MONTH!  Thankfully, we also got a few paychecks that helped.  :-)) 2. Stocks – $16,800 ($1000 up) 3. Retirement – $35,800 ($3200 up) 4. Home – $130,000 (same) 5. Cars – $14,000 (both of our cars took a $1000 hit this month, lol…at least they’re paid off) Liabilities 1. Home … Read more

June 2010 Net Worth

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For anyone new to BFS, I post a net worth update at the beginning of every month in order to keep myself motivated and to involve BFS readers. Please feel free to ask questions, make suggestions, or even post your net worths too. I am a particpant-motivated blogger, so please jump on in. I calculate our net worth as listed below. I don’t include the value of our possessions, I round down to the nearest hundred for assets, and I round up to the nearest hundred for liabilities. I also don’t include my husband’s pension account since I’m too lazy to keep up with it and it shouldn’t actually matter until he retires. Assets 1. Cash – $13,500 (we paid off $4000 of the car loan, paid $500 for the rest of the cruise, and paid $2600 for dental work) 2. Stocks – $15,800 3. Retirement – $32,600 4. Home – $130,000 5. Cars – $16,000 Liabilities 1. Home – $71,600 2. Car – $4,600 (We made an extra $4000 principal payment in mid-June and our regular payment at the end of the month as usual) Total Net Worth = $131,700 instead of $135,500 Increase/Decrease = Down $3800 from last month 🙁 It … Read more

May 2010 Net Worth

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For anyone new to BFS, I post a net worth update at the beginning of every month in order to keep myself motivated and to involve BFS readers.  Please feel free to ask questions, make suggestions, or even post your net worths too.  I am a particpant-motivated blogger, so please jump on in. I calculate our net worth as listed below.  I don’t include the value of our possessions, I round down to the nearest hundred for assets, and I round up to the nearest hundred for liabilities.  I also don’t include my husband’s pension account since I’m too lazy to keep up with it and it shouldn’t actually matter until he retires. Assets1. Cash – $20,800 (we had vet bills, bought $5000 of stock, and paid for most of a cruise for next month)2. Stocks – $16,2003. Retirement – $33,600 ($2400 loss, ouch)4. Home – $130,0005. Cars – $16,000 Liabilities1. Home – $72,2002. Car – $8,900  (We made an extra $650 principal payment in mid-May and are waiting for our regular payment to clear) Total Net Worth = $135,500Increase/Decrease = Down $1700 from last month  🙁 It sucks to go down, but that’s not as bad as it could have been.  We lost $2400 in the retirement accounts alone … Read more

April 2010 Net Worth

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For anyone new to BFS, I post a net worth update at the beginning of every month in order to keep myself motivated and to involve BFS readers.  Please feel free to ask questions, make suggestions, or even post your net worths too.  I am a particpant-motivated blogger, so please jump on in. I calculate our net worth as listed below.  I don’t include the value of our possessions, I round down to the nearest hundred for assets, and I round up to the nearest hundred for liabilities.  I also don’t include my husband’s pension account since I’m too lazy to keep up with it and it shouldn’t actually matter until he retires. Assets1. Cash – $25,500 (we paid for grad school’s 1st summer session…yuck)2. Stocks – $12,300 ($100 loss…icky)3. Retirement – $36,0004. Home – $130,0005. Cars – $16,000 Liabilities1. Home – $72,7002. Car – $9,900  (We made an extra $500 principal payment in mid-April, yay!) Total Net Worth = $137,200 Increase/Decrease = Up $3800 from last month That’s way better than I was expecting due to grad school.  We’ve been living on less lately since we’ve been staying in a lot.  Hubby’s been working on grad school and I’m a paid blogging woman now.  Those two link … Read more