In between paychecks, incidents tend to pop up when your available cash is low. There are options, other than borrowing from friends and family, to get quick money. Sometimes it takes a bit of creativity and understanding what your talents are to make that quick money, but it can be done. When the will is there, you can succeed.
Rehab Free Items for Resale
Driving through neighborhoods early in the morning on trash pickup day is an ideal way to find treasures that others see as garbage. Upcycling and rehabbing items for resale is a great way to make money fast. It is best to refinish items with modern designs so that the items fit into more styles of décor. In some cases, a simple repair and a new coat of clear paint is all an item needs as preserving the patina on some vintage items makes them more in-demand.
Complete Odd Jobs
Men can easily make extra money on weekends by performing small household repairs and landscaping duties for friends and neighbors. Women may be interested in becoming a personal grocery shopper or housekeeper for the elderly in the community to make extra money. Whatever it is that you are good at and enjoy doing, offer it as a service for a set fee. Use tasks that you enjoy doing as a means of obtaining fast cash when times are tough. Consider these as part-time jobs, if you will.
Auto Title Loan
While taking a loan may not be the best idea when money is already tight, it does provide the solution to a need for money fast. With these, you must own your vehicle (not still making payments on it), and must have possession of a clean title. The amount that you can borrow is dependent upon the value of your vehicle. You will have to make weekly, bi-weekly or monthly payments over time to repay the loan amount plus interest. The downside here is, if you should happen to default on your loan payments, the auto title loan agency has the right to repossess your vehicle.
Small Personal Loans
These faster loans are often for small no credit check personal loans. The amount that you can borrow is dependent upon your income and paycheck frequency. You must repay this loan in one payment, in most cases. If you do not pay the loan off in-full and on time, the lender can deposit the pre-filled check left with them into your bank account and/or take legal action. This is a solution for those with poor credit and little time to obtain money. You receive money right away, following approval.
Sell Unnecessary Belongings
Consider liquidating some of your personal belongings. Items that are not used regularly or have not been touched in years should be sold. It is a way to reduce clutter and come up with at least some of the cash that you need in a short amount of time. Consider joining local, social media for sale groups and post items in free, local online classifieds as well.
By making a few changes to your spending habits you can save some money towards what you need immediately. On average, those with a coffee habit spend $6 per work day that is the equivalent of roughly $120 per month on coffee alone. Cutting out that expense is a good idea. It is also a good idea to cut out dining out, drinks at the bar, and random extras at the grocery store. When you need fast money, you have to get creative. Have friends and family help you obtain odd jobs or refinish discarded items for resale to make the project more fun.