Yeah, I know there are gazillions of posts about making money from home. How is this one different? Well, my husband and I make $75,000+ per year doing these three things. On top of that, keep reading to see how to get started right now! 1. Blogging The most frequently asked question I get about my online income is, “How do you make money blogging?” You make money through advertising deals, selling products and services, or using your blog experience to get other jobs online too. You can get the traffic to sell ad space, your products, and/or your services by growing your site. So first, you need a site and you have to start writing. To start a blog, you’ll need to choose a domain name (like budgetinginthefunstuff.com) and buy it. I used Go Daddy to buy my URL and it costs about $15-$20 per year. You will also need a website host (a company that uses its internet servers to support your site). I use Bluehost for all of my secondary sites (smaller ones, $6 a month for all of them combined) and Pagely for my big one since it’s too large to fit in a discount host server … Read more
You know that I can be anal retentive detail-oriented, but when I first give advice or suggestions about money, I target the big stuff. In general, that means making more or spending less. Specifically, here on the top 5 everyday expenses I harp on the most and specifically how you can save money on them…I know because this is how I do it. Housing Can you move somewhere cheaper? Or do you need to stay where you are (job, family, friends, etc.)? Is it fiscally better for you to buy or rent where you plan to live? If you’d like a little push, check out guesstimations like this interactive Rent or Buy calculator (I just used a search engine and thought that one worked pretty well…no affiliation). What are your personal preferences on general location, size, and type of home? No matter how you answer, there are ways to cut costs. Live in the minimum amount of space in which you are comfortable. That can be 300 square feet or 3000 square feet. Just remember, the less space, usually the less it costs. Research the going prices for what you want through Craigslist, realtor websites, appraisal district websites, etc. Shop around and negotiate for overall price, options, … Read more
Mr. And Mrs. Beatles blog about their frugal life at Stacking Pennies. They recently began their journey towards frugality and write about different things they learn on their way to a debt free lifestyle. In the Beatles household, family activities are what we look most forward to in the Summer. We believe that frugal families tend to be closer and stronger than their counterparts because rather than paying someone else to entertain them, they find entertainment together and within each other. This creates special bonding moments! While entertainment costs have gotten out of control (have you seen the price of a movie ticket and popcorn lately?), there are plenty of other ways of having fun without paying a dime; these are cost-free activities that anyone can do with their families. Let’s look at some family activities that don’t require you to open your purse or wallet: Visit the beach (or water near you) Beaches are a ton of fun and make no impact on the budget! You can collect shells, swim, build sand castles, feed the seagulls, fly a kite without getting it caught in a power line, etc. Jazz it up with a pitcher of homemade lemonade and sandwiches. If there’s no … Read more
Our close friends are getting married in October, and their wedding plans are impressing the hell out of me! They are active, frugal people who are planning a unique wedding for 100+ guests that will be an extremely fun, yet simple, celebration of their future together. This has inspired me to throw together some cheap wedding tips that can save anybody some money when planning their wedding or event of any size. Start with the Guest List The fewer guests, the cheaper. But you don’t have to have a small wedding to avoid going broke. Type up an actual list or use a wedding organizer to create a list of who you’d like to see at your wedding. It may be more people than you originally guesstimated. That’s okay! The amount of people who can show up will vary based on all of the specific factors of your event. According to several sites online that popped up on my search, only 30-40% of your guests will show up for special events like destination weddings, and 85% is the high rule of thumb even if everyone you invite is local and your planned day just happens to be perfect for them … Read more
Long time readers may remember my first post about selling my car on Craigslist. Well, in my ongoing effort to make this site better for you, I fleshed it WAY out and created a complete 10 step guide! I hope this makes selling your car on Craigslist EXTREMELY easy!!! No reason to lose thousands at the dealerships! In 2008, my husband bought his 2007 Toyota Prius and needed to sell his 2003 Hyundai Sonata. The dealership only offered us $2000 to trade it in, so I sold it myself on Craigslist for $4800. Yay! In 2014, I bought my 2013 Honda Fit and needed to sell my 2005 Chevy Aveo. The dealership once again offered me $2000, so I sold it on Craigslist for $3400. Woot! To summarize, dealerships always offer way less than your car is worth. If you have the title, sell your car way more on Craigslist. Plus, save a ton of time since I’ve already done it twice – just follow the steps below! 10 Steps to Sell Your Car on Craigslist: 1. Determine the Value of Your Vehicle Check out these sites to set your price: Kelley Blue Book Edmunds Comparables on Craigslist Add at least 10-15% I mainly use Kelley Blue … Read more
As I’ve mentioned, my grandma has been in and out of the hospital a few times over the last month. After the first stay, she was released to go home with assistance. But after this last stint about a week and a half ago, she was sent into a skilled nursing facility and my grandpa moved in with her. As a quick health summary, my grandma has two faulty heart valves, congestive heart failure, the ulcer on her foot has been an issue for more than a year, and she has diabetes. Suffice it to say, she’s not at her best. I visit 2-3 times a week, and I will probably be writing about that a bit more. But for today, I want to share the hospital and nursing home care packages that have been received the best by my grandparents and by my husband’s great uncle who had a brain aneurysm a few weeks ago and has made a full recovery now. 🙂 Hospital Care Package Hospitals are depressing and boring for nearly everybody. Here are some quick things you can throw together to make it more bearable for anybody you’re visiting (I get them all from the Dollar … Read more
My Dad doesn’t email me much in general, so when I got an email with a post suggestion from him yesterday, I tuned in. Crystal, I received the email in the photo which is obviously a scam, and I already knew not to open any attached links. Anyway, as I wanted to report this to the IRS, I looked at their website: http://www.irs.gov/uac/Report-Phishing Basically, the IRS requests these type of emails be forwarded to [email protected] As indicated, do NOT open any of the links in these emails. Once you forward them to the IRS, delete them and also from your trash bin. Take care, Dad PS Also, you might let your readers know that in many of these types of scam emails, the wording, grammar, punctuation, etc. appear peculiar which should definitely be another red flag. Thanks, Dad! This is a great time to remind everyone to be careful with their data. Don’t fall for any IRS email or phone scams and keep in mind that you can always contact an organization yourself through searchable contact info instead of trusting where an email or call is really coming from…harder to scam you if you call the organization directly.