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Registered Republicans, Please Help!

Today I will probably tick some people off.  Please understand that I am just posting my own personal opinions and am sincerely worried about our presidential options.  This is not intended to offend.  I am honestly and truly scared. First of all, I’ll describe me politically so you have that context. I am not a registered anything. I live in Texas. I’m not a Republican. I am not a Democrat. I seem to lean towards Libertarianism ideals, but their candidates are sometimes nut balls that I can’t vote for. I’ve never found a candidate that I really, truly believed in. I’d love it if that ever happens. I generally do not expect much out of politicians and am rarely surprised in a good way, which I think sucks since my bar is low. As for the Big Issues… I would love a government that takes just as much as necessary from all of us to run the country well. I wish our tax system was more efficient and way less bully-ish. I don’t mind paying my fair share but I hate the process if they ever question it. I’d rather not be sending our own people to other countries for war … Read more…

Cheap Costume Ideas for Procrastinators!

Halloween is my favorite holiday.  I also attend Comicpalooza every year and dress up for some board gaming conventions too.  That said, here are some cheap costume ideas for procrastinators just like you! Quick Summary: Blind Ref – sunglasses ($1), referee shirt ($4-$6), and black slacks ($8) Post-Apocalyptic Light – goggles ($4), ripped leggings with the edges finished off with clear nail polish ($7), tank top ($2), and black boots or shoes. Full Post-Apocalypse – goggles ($4), corset with buckles ($21), fingerless fake leather gloves ($2), utility belt ($8), airsoft gun ($5), knife ($10), purple hair color ($8), neon purple tights ($4), ripped leggings with the edges finished off with clear nail polish ($7), tank top ($2), and black boots or shoes. Comfy Pirate – flowing shirt ($3), vest corset ($15), and pirate hat ($10) to go along with jeans and comfortable shoes

Achieving Debt Freedom – A True Story

This is guest post by Jeff. Jeff is the writer at Sustainable Life Blog, a blog about going green and saving money. When I was in college, I used to think just having a budget was enough. It didn’t matter if I kept to it or not (I frequently didn’t) but I could pat myself on the back and say that I had one, so I was ahead of the game. Unfortunately, for the longest time I ignored it and just assumed that if I kept doing the same things, and had a budget, that automagically, I’d start following it. Following My Budget It took me far longer than I’d like to admit that it doesn’t work that way. After far too long of telling myself I was trying, I looked at my financial situation and realized that it was actually time to start trying to follow my budget. Since I was in debt almost 2x my annual pre-tax salary, my budget was basically “don’t spend money on anything except food, gas and rent”. I got serious in 2009, and I paid off all of my debt in 2014, almost 5 years to the day (I averaged paying off about … Read more…

Our Sony Blu-Ray Player Crapped Out, Welcome Samsung!

In December 2012, we bought a “Sony BDP-S590 3D Blu-ray Disc Player with Wi-Fi”.  It sucks.  We want to bash it into a million pieces. We’ve had problems with it for about 6 months but now it is just useless. Quick Death It started with issues with its remote. So we replaced the batteries, and nope. We then thought it was the remote, so we bought a new one (exact same remote, brand, etc) and yet, still issues. Replaced the batteries, and again, no love. You have to be 3-4 feet away for it to work at all. Then it refused to load Netflix unless it was rebooted. Now it can’t connect to anything like Netflix, YouTube, etc. That makes it nearly useless to us. New Blu-Ray On the Way We finally have called the death of the $100 piece of poop.  I started looking for other options yesterday and pulled the trigger on a $60 refurbished “Samsung BD-F5700 Wi-Fi Blu-Ray Player”.  I passed up 7 different Sony brands to find it.  It has 4 out of 5 stars from user reviews, has wireless capabilities, and has the features we need: Accesses Netflix, YouTube, Pandora, etc. Has an HDMI output Plays … Read more…

Moving? 7 Tips to Help Keep Your Wallet Full

This post was brought to you by Annie Davis. When it becomes necessary to move because of a job or simply because you want a change in scenery, it can be expensive. Suddenly you realize you’ve accumulated quite a bit as you’ve lived comfortably in one spot over time. As you look at the cost of uprooting the family and all your possessions, you might appreciate some suggestions on how to do it without breaking the bank. 1. Move Yourself Image via Flickr by popofatticus As tempting as it is to hire a professional removing company, it’s also an expensive way to go about moving. You can save hundreds if not thousands by hiring your own self-drive Luton van instead. Then bribe your family and friends into helping you load it. The expense of a couple large pizzas and some beverages is going to save you a lot of dosh when all is said and done. 2. Check Out Your Moving Options In Advance There are several removal options you should check out. Call each one and get a quote. Compare the prices of hiring a van to hiring “cubes” or “pods.” These are containers that you fill with furniture … Read more…

BFS Reader Profile – Evolving Personal Finance

The following is a new profile for the BFS Reader Profile series. Today we are getting to know Emily and Kyle at Evolving Personal Finance. Thanks for participating! Personal Background Hey everyone!  My name is Emily and my husband Kyle and I blog at Evolving Personal Finance.  We are PhD students in the sciences/engineering at a university in North Carolina and we are (crossing our fingers) getting to the end stages of those degrees.  We are both 26, have been married for almost two years, and have no children or pets yet. Our blog is about the periodic re-equilibration of a family’s money management that happens when the family goes through transitions.  We anticipate many financially-related upheavals in the next few years – getting real jobs, moving, buying a home, having a child – and we want to document how we navigate those transitions.  We are particularly trying to keep lifestyle inflation in check and the blog provides some accountability for that.  In between transitions, like right now, we write about financial situations that arise in our lives and how we live a fun lifestyle on a smaller income (in comparison with most other PF bloggers!). Financial Background We are … Read more…