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Determining Our Allowances

As a few of my last posts mentioned, my husband and I get $75 each every month for “fun” money and $100 to use jointly for date nights or other shared entertainment expenses.  Coming up with this system actually took us a few years.

The idea of an “allowance” was a turn off in our early twenties.   We thought we were frugal enough that we would just naturally choose not to spend much.  That lasted for a while until I realized that I wouldn’t allow myself to buy anything and I resented my husband’s big purchases.  I’d buy gifts for others, but I kept putting off everything I really wanted (like a pair of discounted Crocs for $30 or even a new pair of $15 jeans).  Then I’d see hubby spend $100 on Magic: The Gathering and feel like the world was ending.

I think I was somewhere between a nag and an outright b…well, you know.  That’s when my husband insisted on a new system and I whole-heartedly agreed.

We decided that we’d get allotted “fun” money and I’d stop critiquing those purchases.  We chose a total of $250 a month since it would work based on our current spending and that $100 of it should be put aside since we go out together frequently and didn’t want to handle a silly “who’s paying” situation.

Since then, I’ve developed a healthy addiction to Shirt Woot and a slightly annoying addiction to ABC Distributing…I never knew how much I craved cheap junk…seriously, I have to watch myself.  I still don’t come anywhere near my $75 limit, but I don’t freak out anymore when I decide to splurge a bit (like my $35 work Crocs or my $11-$16 funny shirts).

My hubby saves up for a few months, spends it all, and starts over.  It seems to keep him happy although I know he wishes he had more than $75 to work with…maybe after one of us gets a raise.

I try much harder to accept his 60,000 MtG card collection and I’m even supportive of his new obsession with Curling.

All I can say is allowances aren’t just for kids anymore…which is ironic since I never had one then either.  🙂

What system do you use?  How do you successfully budget in the fun?  LOL…shameless plug…



FYI:  I worked at a dead end cubicle job from 2005-2011 for about $30,000 a year.  I went self-employed in July 2011 and make between $80,000-$100,000 through blogging, a rental home, and professional pet sitting.  If you’d like to start your own site (link to my free step-by-step guide), I highly suggest checking out Bluehost (my referral link with a nice discount for you).  I even have all of my favorite tools on a resource page - I hope they help you too. This all gives me the time to be with my aging family members, the flexibility to stay close with my friends and family, and it should help if we finally get pregnant too!  Please contact me any time at budgetingfunstuff*at*gmail*dot*com with questions or just to brainstorm! I’d love to help!
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