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Miscarriage #2 is a Wrap…and a Rough Income Report for May 2017

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I actually sent those words – “Miscarriage #2 is a wrap!” – as a text to my mom and then a couple of my friends yesterday.  I know it might come off as glib, but sometimes glib seems right to me. 

Miscarriage Synopsis

My blood test Tuesday came back as HCG 0, which means my body is back to its starting position.  My tube didn’t explode, so no surgery!  Yay!  I’m no longer bleeding or cramping, so double yay!  All emotions still come way easier and faster than normal for me, so that’s slightly VERY annoying.  Stupid emotions.  Screw emotions.

Moving onto happier things…

Pet Sitting for the Win!

Pet sitting has been truly helpful.  I thought that forcing myself to do some jobs would make me resent the work, but animals really are the best company when you feel like poop. 

Between our cats and all the clients’ pets, I was generally surrounded by furry hugs most of every day.  Picking up poop and scooping cat litter is not more fun when you are grieving or angry, but it’s not less fun either…it’s like a constant that makes everything feel a little normal. 

When you are going through life’s craptastrophies, I highly suggest finding a dog or cat to smother with attention. 

Between wanting to be around animals more than people, and it being the start of summer vacation season, business pawsitively boomed (see what I did there, lol)!  We ended up making more than $5000 in May just in pet sitting, and that is after paying our new pet sitter, Tiana, her significant cut.  That is by far our highest grossing pet sitting month to date.  Woot!

Our Online Business

Other than the miscarriage and pet sitting, I still had to keep up with a bare minimum here too.  I didn’t post much because I suck at writing when I’m feeling negative, but I did do my other online responsibilities and Len covered his big part too.  So we did pretty well.  I don’t have the final number yet, but it’ll be $3000+.

Our Overall Income in May 2017

In short, with pet sitting, our online work, and rent from our first house ($1250), we brought in between $9000-$10,000 in May even though I was mentally punching dozens of people in the face every day and generally feeling like crap.  I am considering that a HUGE win.  Made me do a happy dance right there in our kitchen.  🙂

Making Money Choices

With the extra income and my returning energy, I finally tackled figuring out how to move my old 401k into our current SEP IRA.  It ended up taking less than 20 minutes. 

I also sat down with Len and we made a new plan of financial attack.  Getting a loan for another rent house is just too difficult with our current self-employment situation, so we could save up enough cash to just do it outright.  But we’ve decided to just make sure to continue maxing out our Roth IRA’s and SEP IRA.  Then with any extra, we can work on paying off the remaining $187,500 of our current mortgage. 

It would be cool to actually own two homes outright, and the extra $1250 in cash flow each month once the mortgage is dead would be nice too.  As long as our future finances are covered, we may as well make ourselves financially satisfied now too.

Making Life Choices

No cramps and no bleeding means I could start weight lifting with a neighbor again this past Monday.  And weight lifting made me want to eat fewer calories, so I’ve given up donuts for at least a solid week.  I’m on Day 2.  I have pretty much gained back all the weight I lost in 2011, so my plan is to spend the next few months taking off 20 or more pounds.  Wish me luck!

Soooo, May was far from being a total loss, which actually surprises the hell out of me!  Way to go pissed-off Crystal!!!

How did May treat you?  Feel free to share the good, the bad, and the craptastrophies.

FYI:  I worked at a dead end cubicle job from 2005-2011 for about $30,000 per year.  I went self-employed in July 2011 and make between $70,000-$90,000 through blogging, professional pet sitting, hubby's reffing, and our rental home.  If you’d like to start your own site (link to my free step-by-step guide), I highly suggest checking out Bluehost (my referral link with a nice discount for you, PLUS a free custom header banner from me!).  Please contact me any time at budgetingfunstuff*at*gmail*dot*com with questions or just to brainstorm! I’d love to help!
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4 thoughts on “Miscarriage #2 is a Wrap…and a Rough Income Report for May 2017

  1. My May went okay. I kept putting off consolidating my accounts for a while, so since March I have been working on that and it is surprisingly easier than I thought. So far so good, as I am now able to figure out what is going on with my money/retirement much easier, faster, and more precisely. I do not have all my eggs in one basket yet, but maybe that is okay too.
    I am glad you are recovering. Pets do seem to help us deal and face day to day life. Overall I had a great month. My children all seem to be doing well and I should not be complaining. Take care! The emotions are magnified by hormonal changes, but you have a lot of grief to process too. Be patient. I am sort of repeating that to myself these days.

    Also be careful about paying off your mortgage. I know it sounds stupid, but your loan is low enough and the mortgage actually raises your credit score. Speaking from experience, it gets even harder to get a loan if you do not have a loan. Of course, I am retired, which seems to compound things further I guess. I am not a business person, but there is something about the leverage of credit that can be worth more than money itself. I am sure there is some book written about it out there. When we paid off our house we were paying 10-12% on the mortgage and then CD’s and bank accounts went down to 1% and less, so we made money on just paying off the mortgage. I know that still holds true, just with smaller numbers, but we noticed as all the loans were paid off our credit took a dive. We bought a car on .9% interest and paid it off slowly and that brought it up for a while, but now we are all paid off again and….yeah, our credit score is still excellent, but you know us. Does not seem very logical for banks and credit industries to value people with debt more than people without it, so I am a bit bummed.

    I have lost 27 pounds since January, 30 pounds since December. I gain and lose back and forth before actually losing the weight. For 14 weeks I ate absolutely no refined or simple carbs, which is when I lost 20 pounds. It was hard to eat with anyone while eating no carbs, so for the past 2 months I have worked in a way to have a serving of a carb or 2 every day if I (piece of bread, bowl of cereal, brown rice, like that) must. I am still losing weight, just a bit slower, but now I can manage eating out with family and friends , so, yay! Good luck losing your 20 pounds!

  2. I’m very sorry to hear of your second loss. As you know, Abby has gone through multiple miscarriages. It’s a very painful situation, both physically and emotionally.

    As for how May is treating me, the good news is that I *finally* got the second book out. The bad news is that my IP locked down my account today for overuse, or some damn thing. Grayson is on it right now; he thinks it was a bot attack. Sigh.

  3. HI Crystal,

    I found your blog looking for income reports online. I have struggled to make internet marketing work for me, but I am so glad that I ran into this post.

    About 8 years ago now, my wife and I lost our daughter at 18 weeks. I am so sorry to hear about your loss. One thing that seemed to help me was to talk about it, and I see that you are also doing that here.

    But honestly, there wasn’t much people could say that would make things better or easier, it hurts, so I won’t try to impart some profound wisdom or something. We realized there are many people out there who have had similar experiences, which it’s hard to imagine until it happens to you. Hearing their experience and understanding we weren’t alone added a new perspective, especially when the answers of why were not clear.

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