Wow…2017, I barely knew you! I’ll admit, with all the baby-making ups and downs last year, I did not pay attention to much of anything else except in spurts. But let’s see what happened…
2017 New Year’s Resolutions
1. Be a Healthy Baby Incubator. CHECK
I was honestly a healthier baby incubator during the three miscarriages than now, which is a baby chugging right along anyway! BUT, I’m taking my prenatal vitamins, extra folic acid, and baby aspirin every night like clockwork. I only eat what I can keep down. That luckily includes fruits and vegetables as well as tacos, kolaches, Egg McMuffins, and candy. I did lose quite a bit of weight last year thanks to DietBet and then “morning” sickness (I maintain that name is a lie)…I got down to 155 as planned and now am struggling not to lose more in my second trimester because I can only eat about a fist-sized serving of food at a time without getting sick. Yay, pregnancy.
All in all, I have been increasing my water intake, walk as much as I can when I’m not sick, and am following all doctor’s orders, so I’m going to consider this a win.
2. Visit with My Parents and My In-Laws at Least Once a Month. CHECK
I am actively making the effort to stay in touch with both sides of our family regularly. I think it’s improved all our relationships.
3. Regular Friend Time! CHECK
This has become my way of life. I spend real time with friends at least once or twice every week. Period. People keep me sane.
4. Max Out Our Roth IRA’s CHECK
Yep, we contributed $11,000 total into our two Roth IRA’s in May 2017.
5. Max Out Our 2016 SEP IRA and Plan for 2017 CHECK
Yep, we finished off maxing our SEP IRA for 2016 in April 2017. We also started saving for 2017’s contribution and have it set aside to invest as soon as our CPA gives us the final number this March-April.
6. Maintain our $20,000 Emergency Fund CHECK
Yep, at $20,191 right now.
7. Maintain our $20,000 Self-Employment Padding CHECK
Yep, we have about $23,000 of padding currently between our two self-employment accounts.
8. Hire Two New Pet Sitters NOPE BUT HALF DONE
Our first amazing sitter of the year was Tiana in March 2017, who is kicking butt and taking names. She’s fantastic. I never re-started the hunt for another great pet sitter. I’ll be tackling this in 2018 though since Tiana will need backup while I’m doing maternity leave.
9. DON’T GO CRAZY ON THE BABY STUFF CHECK
Well, monetarily, I’ve done really well. But I have been hoarding anything I can find cheap or what people will give me. I’m checking it off the baby registry as I go. So far, so good!
10. Consciously Be More Positive CHECK
So…last year was a real test for me. Despite the grief, I actually did work on being less grumpy. The miscarriages brought out my inner cynic again, and I wasn’t amazingly pleasant in spurts throughout the year. But about 2/3 of the way through the year, I was making it a habit to be more positive in what I was saying and slowly have been making myself think more positively again too. I was downright silly for a couple of weeks in December (and realized I missed silly Crystal so I’m working on bringing her back regularly…).
9.5 Out of 10, I’M CONSIDERING MYSELF A WINNER!!!
2018 New Year’s Resolutions
I’m going to keep this year REALLY simple since I know post-baby, it’s all just about survival.
1. Stay Positive!
If I have learned anything in the last 2 years, it’s that I cannot control life. But I can control my reactions to it. I’m striving to stay realistic but positive. You know, when I’m not a mumbling idiot from sleep exhaustion mid-year…
2. Ask for Help
I have a great support network of friends and family. I will not forget I can ask for help…
3. Max Out Our Roth IRA’s
We’re taking a big income hit this year by assigning most of the pet sitting to Tiana, so I just want to make sure we don’t miss the opportunity to fully fund our Roth IRA’s like we do every year. This may mean needing to cut back on food spending or cable or lots of extras…don’t care, going to make it happen.
4. Max Out Our SEP IRA
Same exact issue. I refuse for this to be the year we don’t max out our SEP IRA. I might need to put some real time into marketing our pet sitting business in the next few months to help fill in our weekly schedules.
5. Maintain Our $20,000 Emergency Fund
I think we might have to hit this for any medical surprises if they aren’t covered by Liberty Healthshare. If so, hopefully we can refill it in the following months.
6. Maintain $20,000 of Self-Employment Padding
I’m hoping not to touch the self-employment padding unless truly necessary.
7. Hire At Least One More Pet Sitter
Tiana will need backup.
Well…I think that’s about all I’m willing to really care about other than having this kid and surviving 2018. How about you?
FYI: I worked at a dead end cubicle job from 2005-2011 for about $30,000 per year. I went self-employed in July 2011 and make between $70,000-$90,000 through blogging, professional pet sitting, hubby's reffing, and our rental home. If you’d like to start your own site (link to my free step-by-step guide), I highly suggest checking out Bluehost (my referral link with a nice discount for you, PLUS a free custom header banner from me!). Please contact me any time at budgetingfunstuff*at*gmail*dot*com with questions or just to brainstorm! I’d love to help!