The following is a guest post from Laura at A Goddess of Frugality. Thanks Laura!
The holidays are coming up sooner than we all think. Last year, I challenged myself to spend $100 or less out-of-pocket for 9 people. This year I am shopping for 10 people. I am going completely crazy by reducing my cash budget to no more than $80 out-of-pocket. However, I hope to spend about $250-$300 when all is said and done. Confused? Here is the plan:
I will use websites where I earn credits online and cash those out for Amazon gift cards. I have Amazon Prime so I can ship the gifts for free. I estimate I can earn about $100 between now and mid-December. I will also utilize another site where I earn points to earn gift cards and obtain two $25 gift cards by December. I plan to give one gift card as a gift and use to other to shop for a gift. Finally, I do a lot of product and book reviews on my blog so I can cover another gift or two with a review.
This year I also plan to enter some giveaways on other blogs and if I am lucky enough to win, I would love to keep my cash budget to top out at no more than $50. A girl can dream, right?
Crystal’s Comments: I sometimes use the cash back rewards we earn using our Discover to trade in for discounted gift cards. The gift cards are then used as the gift or to buy the gift I had in mind for specific people. Altogether, we usually end up spending $25-$50 per person at Christmas, so we budget for $500 and spread that out as I find gift ideas September through early December…