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2014 New Year’s Resolutions – 10 Month Update

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It’s been more than 5 months since I publicly checked in with my goals for 2014. Here is the official 2014 New Year’s Resolutions update.

Goals and Updates

My goals were very money-orientated this year. Our online business slowed down a little earlier in the year, but we are compensating with pet sitting and sports officiating.

1. Max out both Roth IRA’s for 2014 ($11,000 overall).

DONE! Woot!!! We sent over $5500 for each Roth IRA in early May 2014, so that was wrapped up.

2. Get the . . . → Read More: 2014 New Year’s Resolutions – 10 Month Update

Balancing Money, Fun, Work, and the Rest of Life


This past July was my 3 year mark for going self-employed. I was just thinking of how I’ve been balancing life since I took that leap.


Our self-employed income has been a roller-coaster, but we’ve spent the last 3 years bringing in more than we did when we worked for “classic” jobs. At our highest-paid point pre-2011, we were making about $80,000 a year before taxes. Now we bring in about $100,000-$120,000 a year. It’s not triple or anything, but it’s totally stellar for us since we enjoy it more than our jobs before. That is our only goal.

We figured out early on that self-employment income was less stable than we appreciate, so we branched out a bit since 2011. My husband has been officiating varsity and sub-varsity football and softball for years. Our friends rent out a room from us too. In 2012, we bought . . . → Read More: Balancing Money, Fun, Work, and the Rest of Life

How to Start Digging Yourself Out of a Debt Hole


The following is from Donna Parshall.

“Every time I sat down to pay bills, I felt like I couldn’t breathe. Our debt was so overwhelming. Sometimes it felt like someone had dropped a huge rock on my chest.”

That’s how Vanessa described her state of mind before she and her husband Anthony decided to get serious about taking control of their financial future. Vanessa and Anthony (not their real names) are smart, hard-working people. They both had good jobs during the early years of their marriage, took on what they thought was a reasonable amount of debt, and made it a point to pay their bills on time.

After the economy took a nose dive, Vanessa was laid off. The couple’s monthly budget got tight. With less money coming in, they started relying on credit cards and other types of debt to keep their monthly bills current. Vanessa eventually . . . → Read More: How to Start Digging Yourself Out of a Debt Hole

Maturity…It Sneaks Up On You


My hubby was putting chips back in the pantry after lunch on Wednesday, and a jar of delicious Prego took a dive straight into our tile floor. It was a glass-shattery mess with chunky sauce. But you know what? We got his feet out unscathed, I picked up the glass pieces while he changed clothes, and we had it cleaned up in less than 10 minutes. All while enjoying the delicious scent of marinara.

No stomping, no snipey comments, and no pouty problems. HALLELUJAH!!!

Found at


You may not see the miracle in this since you may not have had problems handling stuff. But my husband and I have always had pretty much the exact same problem whenever anything crappy happened. The one who was involved would get all pissy, and that would rub off on the other one of us really quickly. It usually only . . . → Read More: Maturity…It Sneaks Up On You

It Feels Like the Holidays! My Tips for Holiday Gift Ideas…


I woke up yesterday in the mood for hot chocolate and a fuzzy robe even though it was 80 degrees outside. And I started Christmas shopping. Yep, I’m in the holiday mood.

Sometimes the best traditions don’t have to cost anything but a bit of time…your gifts don’t have to break the bank either.

Holiday Organization

What this means is that I started my annual Christmas list – a list of everyone I know and what ideas I have for presents. I also write down what I end up getting each person and highlight the people I need to work on next. It’s a process.

I started this a few years ago when I realized that we are close with more than 40 people. A handful of them don’t enjoy the gift exchange thing, so they are even on my list with a note by them to remind . . . → Read More: It Feels Like the Holidays! My Tips for Holiday Gift Ideas…

Welcome to The Great Thanksgivi​ng Charity Giveaway!!! Win $125!!!

Tweet It’s time to WIN a little and GIVE a little at the same time!!! Welcome to The Great Thanksgiving Charity Giveaway!!!


Kevin, formerly of Invest It Wisely and now a great application developer for apps like the Easy Voice Recorder at Digipom, came to me with an idea for a November charity drive and giveaway. I jumped on and was honored to co-host it here!

Here’s how it’s working:

The 10 bloggers below started things off with $25 per blog being added into a big pot. That is what led to the $125 prize for one big winner, plus the charity pot of $200 that can still grow! If you’d like to sponsor this giveaway too, email me at budgetingfunstuff *at* and you can also participate for $25 until November 20, 2014! Each participating sponsor gets to choose 3 ways that readers can enter to win . . . → Read More: Welcome to The Great Thanksgivi​ng Charity Giveaway!!! Win $125!!!

Upcoming Three Day Investment Coaching Event!


Elite Apartment Coaching (formerly National REIS) would like to welcome readers from Budgeting in the Fun Stuff to our three-day investment coaching event in Melville, NY this Friday November 7-9.

Elite Apartment Coaching is a reality based real estate consulting and training company with an investor mindset. We focus on working with investors of all experience levels that want to succeed specifically by buying apartment buildings. Investing in multifamily offers the greatest opportunity to achieve true wealth in real estate investing.

Additionally, if anyone attends the event, they will receive all of the items in our coaching bundle including our Multifamily investor Playbook. This event is designed to give everyone the roadmap and confidence to bypass single-family homes and go straight to apartment buildings.

There are only 50 total tickets available for each event, which are $197 each.

Here is a preview of some of the things you will . . . → Read More: Upcoming Three Day Investment Coaching Event!