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You know how I complained about looking up all of our deductions for 2013 since it was our first year to itemize deductions? Well, I won’t need to go through all of that again. I’ve started a few things to make next year WAY simpler.
Managing Taxes Year Round Spreadsheet for pet sitting income, costs, and mileage Spreadsheet for rental income, costs, and mileage Spreadsheet for medical costs including premiums, visits, prescriptions, etc. Spreadsheet for rescue fostering for costs and mileage Spreadsheet for Big Brothers Big Sisters costs . . . → Read More: Getting a Jump Start on Our 2014 Taxes
My biggest complaints in the last couple of weeks have been that I am not sleeping enough and my back aches. Pet sitting has a little break right now and I’m catching up on sleep, which is helping my back. Hear that? I didn’t get enough sleep and my back aches.
Now, at the same time:
- A friend is dealing with a lifetime illness and a current issue that made her bedridden for weeks. – Another is dealing with a stalky ex who was abusive. – Another is dealing with an immature and vindictive ex and an aggressive child. – Another is dealing with a cheating spouse. – Another is getting official with receiving back child support. – Another is in the middle of law problems thanks to a confused father-in-law and his evil family. – Another has been having debilitating headaches for years. – Another . . . → Read More: I Whine But Want to Help!
After talking it over with Mr. BFS and weighing the pros and cons, we decided to let go of Daisy. A super nice family adopted her last Saturday. We’re happy for the family and Daisy, and we will remember the nice month that we had with her. Now we’re looking forward to the next foster that we’ll probably get this week.
Daisy’s Forever Family
The couple is sweet, seems to be in the 45-50 year old range, and has a 17 year old kid and a 10 year old Beagle mix. I feel great about the match since it is obvious that they’ll take great care of her and were ready for her little puppy issues. While the husband finished the adoption paperwork, the wife took care of buying Daisy a good kennel, the same food that she was eating with us, a travel dog . . . → Read More: Daisy Adopted – New Foster in the Works!
Many of us love to have a flutter on the horses from time to time or play the lottery once a week, but when does gambling become too much? If you gamble every day or almost every day and for more than 10 minutes at a time then it’s likely that you have an addiction. If you think that you have a problem, educate yourself with the signs now so that you can put measures into place to stop before it is too late.
Signs that you have a gambling problem
You think about gambling all the time: when you aren’t gambling, it’s in your head and you’re thinking about when you can do it next. You can’t walk away: most people would go home with a smile on their face if their winnings were way up on the roulette. Problem gamblers literally feel incapable of leaving until every . . . → Read More: How to Spot Gambling Problems
We just did our taxes and found out that we overpaid by $5100! Oops and yay!
Itemizing was Finally Worth It
Self-employment has positives and negatives. The largest negative is that we pay the employer’s part of social security and Medicare taxes, which means that we hand over an additional 7.65% to the IRS along with our normal taxes, but blah, blah, blah. That’s definitely a first world problem. This post isn’t to whine.
Since our current home does rack up the mortgage interest, itemizing our deductions for 2013 was financially beneficial to us for the first time ever. Before this, the standard deduction was always higher for us. I know that having $17,000 in deductions isn’t actually a good thing since it means we spent more than before, but I’ll take the silver linings that I can get.
Why It Couldn’t Be Easily Avoided
Four . . . → Read More: $5100 Tax Refund – Oops and Yay!
I mentioned yesterday that I would be investing in pet sitting insurance soon to protect me from general crud that could happen with my new side hustle – Crystal’s Cozy Care Pet Sitting. Making extra money wouldn’t mean much if I ever get sued and lose based on something my pet sitting fur-clients did while under my care.
Insured and Ready to Go!
I ended up choosing a policy through Pet Sitters Associates, LLC. Here’s a quick breakdown of the coverage:
$1,000,000 per occurrence, up to $2,000,000 annually for bodily injury, property damage, personal injury, advertising injury, products, and completed operations $100,000 annually for fire damage $15,000 per occurrence, up to $30,000 annually for pets lost, stolen, injured, or killed in your care $1,000 per occurrence, up to $5,000 annually for vet expenses regardless of negligence $2,000 annually for lost keys and re-keying of customers homes $5,000 . . . → Read More: Took the Pet Sitting Insurance Leap – Coverage and Cost Breakdown!
It’s 2:30am on April 3rd, 2014 and this will be posting in 2.5 hours…THEN:
6am – waking up to take care of two cats 10am – walking and feeding two dogs 11am – drive to my grandparent’s for lunch with my cousins 2pm – the two cats are being picked up thanks to my awesome roommates 9pm – meeting with a client to schedule her Easter weekend pet sitting 10pm – walk the same two dogs again as I did at 10am Motivated Again
I should be asleep, but I just got in bed 20 minutes ago since I had to walk some dogs at 11pm, take a shower, then answer some urgent emails for my online business, update my records for pet sitting for 2014′s taxes, and finally, I wanted to write this post while I was still buzzing with adrenaline.
Today’s schedule is one of the busiest . . . → Read More: Side Hustle SUCCESS – Pet Sitting Rakes in $1000+ in First Month!!!