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How Do You Concentrate with Kids or Loud Pets?

If you are new to Budgeting in the Fun Stuff (BFS), please click here. It’ll give you a little background and a starting point for browsing BFS. You can also subscribe to my RSS feed. If you have any questions or comments for me, please email me at budgetingfunstuff *at* gmail *dot* com anytime. Thanks for visiting!


I’m dog sitting two Dachshunds right now for a friend of ours. These dogs are LOUD! Tiny bodies but huge barks and they bark or howl frequently when they are in their kennel and think they are missing something. I secluded them into an upstairs guest bedroom right now.

But it did get me to thinking – how do you concentrate in a situation like this? I can’t concentrate at all when I am being stressed out. How do you accomplish anything with kids gabbing or dogs barking? I froze up completely before I moved the pups upstairs.  Now I am wondering how parents can finish anything…



No Amazing Deals Lately in Cruise Ports


Thanks to amazing timing, a now empty vacation account, and friends and family who were available to journey along side us, Mr. BFS and I have been on 3 cruises in the last 12 months. This will probably never happen again, but we just found great deals late last August, this past January, and again last week. Altogether we spent about $4600 total for the both of us and have had 3 fantastic vacations. I’ll never regret the expense, which is a blessing for any of you who know how I am, LOL.

Deals No More

All of that said, what has happened to the haggling overseas? When we cruised a few years ago, I was able to haggle out lovely deals for souvenirs and art when we were in the ports. But these past cruises have all taken us to the same places, but haggling has died. The . . . → Read More: No Amazing Deals Lately in Cruise Ports

I Missed You!


I’m back from another awesome cruise!!! We’re about $2000 poorer overall for it, but it was a great 7 days. AND I MISSED YOU! I haven’t felt extremely connected to my online world lately, but I really hope we can fix that, lol. I’ll be doing my best on this end. In the meantime, here’s a little chuckle:

I’m more of a dog personality type…

Wanna Laugh? Latest Foster Dog Antics…


The video sort of covers it all…

Missy, the younger of the two, totally has Riley’s number. Riley’s a 9 year old Yorkshire Terrier that is definitely Missy’s beyatch. Although he seems to think he definitely has dominance over MY fleece throw.

When I first saw this, I couldn’t stop laughing. Then it went on and on for nearly an hour. They go to bed happy at least…

August 2014 BFS Newsletter Giveaway – $25 and My eBook!


Welcome to the August 2014 BFS Newsletter Giveaway!!!

Thank you for subscribing. I hope you like the newsletter itself! If so, please share it with anyone you think may like it too! If you haven’t subscribed, please do so in the right sidebar before entering (I do check, lol) —>

As another thank you, this month’s giveaway prize is a $25 Amazon Gift Card or Paypal Cash AND a free copy of EITHER ONE of my eBooks – How I Make Money Blogging or Managing Your Monthly Nut!

All you need to do is subscribe to my newsletter and leave a single comment below by August 31, 2014 to enter to win!

It’s not required, but I’d appreciate it if you would leave a question for me as your single comment. The “Ask Crystal” section are way more fun if someone is asking me something, lol. Plus, these questions . . . → Read More: August 2014 BFS Newsletter Giveaway – $25 and My eBook!

“Fun Stuff” on a Tight Budget – Cheap Fun Things to Do


I’m really looking forward to Friday. Why? Because I’m hanging out with one of my best friends, Dee.

Our Cheap Fun

Yep, we’re grabbing lunch with my hubby’s grandpa and then just chatting all afternoon. She’ll also get to show off her trailer now that she is close to moving into it for the next year. We may then grab dinner at a cheap fried seafood place that is delicious too. The whole day will cost me less than $20 in gas and food.

See, she’s pet sitting at her mom’s house outside of town about an hour. It’s BORING. I pet sat for her mom twice now and can 100% agree that there isn’t anything to do close to that house, but the area is pretty and peaceful. I figured that having some company would make it way more fun since good company makes everything more fun.

. . . → Read More: “Fun Stuff” on a Tight Budget – Cheap Fun Things to Do

What to do When You Need Cash Now but Have No Job


When you lose a job and the cash runs out, it is hard to figure out which direction to turn in. Getting a loan is not an option since you have no way of repaying it. Borrowing from friends or family may also not be an option due to their own financial status. Even getting a credit card is impossible with no income. There are a few options to consider when you need cash now to purchase groceries, pay rent/mortgage and keep the utilities on.

Obtain a Loan from a Pawn Shop

If you have items of value, this is one way to get a loan. Pawn shops do make loans that are generally required to be repaid within 90 – 120 days. The amount of the loan is based upon the value of the item or items you take in. Some will loan money on vehicles, so if . . . → Read More: What to do When You Need Cash Now but Have No Job