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Tweet Weekly Updates Yay for December! I love Christmas. I have most of my decorations up and am wrapping all of the gifts that online shopping has sent to my door. Remember to sign up for my posts via email or my weekly newsletter to be able to enter the separate giveaway that I host for subscribers only every month! Plus, I share things in the newsletter that I no longer share here (hint…what do you think happened to my monthly income reports). Weekly Favorites Live Real, Now with Resolving . . . → Read More: Weekly Favorites, Gratitude, and Giveaways #127
Post from the public.
Buying or selling a home should be a very exciting time for you, but too often the legal side of the process will get in the way and cause stress and concern, and this can also be a lengthy and drawn out process too. This legal side is known as conveyancing, which is transferring the legal title of a property from the seller to the buyer. A contract needs to be drawn up which outlines and includes details on the sale price, the boundaries of the property, what fixtures and fittings are included, services to the property, planning restrictions, when the sale will be complete amongst a few other things. This is generally drafted by a conveyancing company or solicitor, and they will then answer any questions and negotiate the details.
The contract once agreed upon will be signed by both parties, and then following . . . → Read More: Where to Turn for the Legal Side of Buying or Selling a Property
We paid a buttload in property taxes this month, and the only reason that I’m not bawling my eyes out is that we saved it up throughout the year. Savings buckets work if you make sure to treat them like they are not your money anymore once you make a deposit.
Our Savings Buckets
I have set us up quite a few separate savings accounts at CapitalOne360 (formerly ING). In fact, here they all are:
Emergency Fund – for crappy months that pop up. A small percentage of any monthly extra gets put here until this hits $15,000. Taxes / Insurance / HOA – set monthly amounts for property taxes and 30% of our paychecks get put here, no limit. Roth IRA / Investments – a super huge chunk until the Roth IRA’s are fully funded, no limit. Home Maintenance – large percentage of any monthly extra until this hits $10,000. . . . → Read More: Making Property Taxes Suck Less with Savings Buckets
Maintenance issues are currently wearing me down. Everything around me is breaking. When I make progress on one, another gets worse. And when my husband honked from the garage on his way out Monday afternoon, I ran downstairs to see what happened.
The Prius wouldn’t start. Crap.
Okay, so technically the Prius started. It just wouldn’t allow us to shift it into gear or move it in any way. It would sit there, lit up, and literally writing to us on the display that it was broken and needed professional help. How freaking sad is that?! It was a little sadder when I replied that I knew how it felt.
Anyway, my heart dropped. We are just now starting to make real progress again to our long-term retirement goals. It also doesn’t help that we spent the $10,000 saved for a new car on our new home instead in . . . → Read More: Car Crisis Averted – It Could Have Been Worse
Okay, so my husband and I didn’t make many friends until about 3-4 years ago. That’s when we met (sort of re-met) Ivy and Isabelle. Then a year or two later, our group started growing. It’s been great to build up a support network of people who can all depend on each other. But that also means that we all like each other, so our Christmas gifts list has become a small issue for all of us.
White Elephant Gift Exchange
In an effort to keep this cheap for our group as a whole, we decided that our next potluck will have a White Elephant gift exchange. Anybody who brings a $15 or less package to the party can participate, and we’ll run it classically. First we’ll draw numbers to see what order we will go in. A person will choose a gift. Then the next person can choose to “steal” . . . → Read More: My Christmas Gifts List EXPLODED!
I wrote about my first ever experience with the Board Game Geek Convention last year, and it was time to do it all over again! Yay! This year was even better!
Reasons to Go
This isn’t a hard section to write:
Board gaming is fun Hanging with other great geeks for 5 days is fun Vacations away from home are fun It’s especially awesome to leave when everything around you is breaking and companies are giving you the runaround to get them all fixed. I needed a mental health recovery period. The Board Game Geek Con is just extra cool since it’s still in Texas and one of our easier places to visit. There’s 2300-2500 gamers, so there is always something to do. This year they even offered free Wi-Fi, so I was able to keep up with work pretty well and have an awesome break too. Crystal Stemberger . . . → Read More: Board Game Geek Convention 2013 – Still Awesome!!!
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Here are the “lightning sale” times for today (Central Time):
Monday 12AM – 1AM Monday 10AM – 12AM Monday 10PM – 11:59PM