New to BFS?

If you are new to Budgeting in the Fun Stuff (BFS), please click here. It'll give you a little background and a starting point for browsing BFS. See you in the comments soon!


As Seen On



Get Rich Slowly

House Logic

Check Out My eBooks!!!

How I Make Money Blogging Managing Your Monthly Nut

When It Rains, It Pours…and Your Roof Leaks…and Your Oven Explodes…

If you are new to Budgeting in the Fun Stuff (BFS), please click here. It’ll give you a little background and a starting point for browsing BFS. You can also subscribe to my RSS feed. If you have any questions or comments for me, please email me at budgetingfunstuff *at* gmail *dot* com anytime. Thanks for visiting!


Okay, so I will admit it. I was feeling amazing until last week and all hell broke loose. I was pet sitting overnight 6 out of 7 days and started getting exhausted. Then our area of town started getting rain storms from incoming cool fronts. Then my bed got soaked…it pretty much went downhill from there.

Water Problem

I came to bed at 5:30am last Thursday morning after a particularly rough pet sitting night. I slid into the sheets, and then my feet were cold and wet. What?! I . . . → Read More: When It Rains, It Pours…and Your Roof Leaks…and Your Oven Explodes…

The Last Days of Stock Investing Risk


The following is a guest post from Rob Bennett, who writes for A Rich Life. He aims to put the “personal” back into “personal finance” by focusing on the role played by emotion in saving and investing decisions.

Everybody loves the high returns obtained by investing in stocks. Nobody likes taking on the risk that comes with doing so.

The happy reality that few know about is that risk is today almost entirely an optional element of the stock investing story.

Current General Belief

Our belief that stocks are a risky investing choice goes back to the days when investing in stocks meant picking individual companies that would perform well in days to come. That is a difficult business. To pick individual stocks successfully you need to do enough research to figure out which companies have good managers and which companies have a strong product pipeline and which companies . . . → Read More: The Last Days of Stock Investing Risk

Overwhelmed? Start Small…then Keep Going


I love Halloween. Seriously, it is my favorite holiday. I decorate the inside and outside of my home, and I usually start on October 1. This year has been different. I’ve been wanting to decorate every day this month, but online work, pet sitting, time with friends, and fostering Toby, the stray Shih Tzu has all been taking precedence. Then I followed the advice I generally have given myself every time I felt overwhelmed about anything since college – start small and it’ll roll on from there.

Halloween 2015

I took my own advice last night at midnight. I looked into my extremely stuffed holiday closet, pulled out the Halloween plethora, and chose two main projects to finish off before bed.

The first was to put out all of my Halloween garden gnomes since they are my second favorite decorations. I didn’t have the time to put up my . . . → Read More: Overwhelmed? Start Small…then Keep Going

Texas Litter Control and Other Not for Profit Clinics KICK BUTT!!!


We are fostering a stray dog right now who we’ve named Toby. Yesterday was his have-everything-done day. He is now neutered, micro-chipped, vaccinated, tested (HEARTWORM NEGATIVE, WOOT!!!), and on preventatives.

Isn’t he just the cutest pup ever?!

BUT, that wasn’t the total awesomeness of the day. The total awesomeness was my introduction to Texas Litter Control. They are a not-for-profit veterinarian clinic that is literally 15 minutes away from my house. They operate out of a large, industrial-looking trailer to keep costs down. But the inside is super clean and they run a well-organized and smooth operation! They are AFFORDABLE and their staff was actually smart AND friendly! That is rare in vets of any sort around here. Heck, that’s special for doctors around here in general.

Example of Awesomeness

Okay, I’ll stop gushing and simply work the numbers for you. If I had to pay for . . . → Read More: Texas Litter Control and Other Not for Profit Clinics KICK BUTT!!!

Self-Employment Is Weird


Last month, we hit the lowest online business income total since May 2011, which was before I even went self-employed. We made $4000.

But I didn’t have a heart attack or even get too worried. We had a solid August online ($7800) and we knew a bunch of September payments were going to clear in October instead. We also bring in rental income ($1800), pet sitting income ($1000+), and sports officiating income currently ($1000). So we just sighed a big sigh and moved along.

As of yesterday, we hit $4400 online in October 2014. That’s more than we made in all of September in the first week of October. Does that mean that this will be a $16,000 month? No. But it does mean that we are guaranteed to have made more than in the previous month. We take a win when we can.

Yep, self-employment is weird.

. . . → Read More: Self-Employment Is Weird

Pet Sitting – Not Just About My Return on Investment


I’ve been pet sitting even more lately than is my new norm. In fact, I haven’t slept in my own bed since last Thursday night. I won’t be until this Thursday night. Honestly, that part is probably the largest downside to my new business. But the upsides are worth it usually.

Pet Sitting Pros

I love pets – dogs, cats, guinea pigs, and even the exotics. I enjoy how simple it is to feed, water, play, and pet. My best days are when a skittish pet opens up to me or when an outgoing pet simply cuddles with me instead of running around bonkers. I am proud that I can help them enjoy the time that their humans are away as opposed to simply enduring it. That is fulfilling.

Sassy is one of the five dogs that I am living with right now.

Pet Sitting Cons

Staying overnight . . . → Read More: Pet Sitting – Not Just About My Return on Investment

What To Do When You Find a Stray Dog


Please keep in mind that I am a professional pet sitter, an animal rescue foster mom, and an animal lover in general, BUT I am not a vet or anybody in authority over stray animals. So take this post as intended, a suggested to-do list from one sucker to another.

I spent the weekend living away from home since I was hired for overnight pet sitting. Normally, that wouldn’t have annoyed anyone, but this time I took in a stray dog the day before I left. My husband is a bit frazzled, my roommate and friend, Mandy, is pretty much co-parenting with me, and I have learned a bunch about what to do when you find a stray dog…

How I Ended Up with a Stray

Last Thursday, I drove the 5 miles to our old neighborhood to pick up the monthly rent for our rental home. While . . . → Read More: What To Do When You Find a Stray Dog