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The Eagle Eye: Tips and Tricks for Tracking Gold Prices

You can apply the tip that you need to keep your eye on the ball to a number of different scenarios and one of them is definitely when you are talking about tracking gold prices, so that you can potentially spot an opportunity to buy or sell for a profit. If you are looking for a source of gold price information and other data, Money Morning has the details on that score. In terms of keeping an eagle eye on your investments and spotting an opportunity to trade, here are some tips and tricks to consider. Two main ways of tracking gold prices One of the fundamentals of trading gold is to understand how best to track the price of gold, and there are two main ways of doing this. The first is to look at what is called the spot price of gold. Put simply, the spot price is the price at which you are able to currently buy or sell physical gold. This will obviously be fluctuating all of the time to a certain extent and responding to general market conditions, sentiment towards gold as a commodity at the time and rising or falling in response to buying … Read more…

Renovations Underway – What Do You Think?

I love “talking” with you here on Budgeting in the Fun Stuff (BFS), but I do not enjoy any of the back end parts of blogging.  I actually despise that part enough to push it aside in my brain.  I’ve spent several years feeling subconsciously guilty for ignoring it.  No more! Please welcome Doug Triplett to BFS!  He’s been handling the back end tech stuff like better backups and updates for the last few days.  He’s also been updating the general look of the site. Poke around, browse a few posts, click on some links, and let me know if you run into any issues!  Renovations are happening and I’d love to use this time to make this blog as user-friendly for you as possible!!! What do you think?  What are you liking?  What’s frustrating?  How can this be a better blog for you?  All comments requested and welcomed!

How College Graduates with Student Debt Can Efficiently Manage Repayment

David Johnson is a recent graduate of the University of Ohio. Until he heads back to college to pursue his MBA, he is working to start his own personal finance blog. Now that you have graduated from college, you will find that it is time to pay your student loans back. This is a crucial step in the student loan debt issue. With a high risk of default, it becomes extremely important for recent grads to manage their student loans effectively. Failure to do so leads to even bigger issues for both the individual as well as the rest of the country and taxpayers. Tackling debt is going to get old, and most graduates are going to have to start with student loans. There are plenty of ways to approach student loan debt, but choosing the correct way is fairly important if you want to set the stage to a bright future. Here are several ways to limit student loan debt that may leave you in better shape for the future. Refinancing Your Student Loans Student loan refinancing essentially creates a new loan with a lowered interest rate, hence the term refinancing. Refinancing is available for both private student loans … Read more…

Boarding Kennels Vs. Pet Sitters – Which is Right for You?

The following is a guest post from my friend and fellow professional pet sitter, Michael Lisby from Paternal Pet Care.  He’s based in Florida and is obviously passionate about pets.  🙂 Pet Boarding Kennels Traditionally, pet boarding has been the most popular option for owners needing to board their pets – but is it really the best? Let’s weigh options usually offered here, and what is ‘better’ for your pet vs. what is simply more convenient for you. At one time, cold concrete/steel ‘runs’ were the norm; the dogs were isolated in these lengthy cages. This is perhaps a few steps above dogs at an animal shelter; we have natural pack animals, intended to socialize, isolated from each other in a strange place with no chance for socialization or special care. The dogs were all isolated to avoid the possibility of social confrontation; there was no chance for injury. Still, this clearly is nowhere near an ideal situation, closer to ‘doggy jail’ than anything. Fortunately, this is only the case with a small number of boarding facilities now. During this new age of amenities, far more accommodations are usually offered (at an additional cost, of course). We have ‘doggie hotels’ … Read more…

Suffering from Burnout? The Signs and Ways to Recover

Have you ever worried you were suffering from burnout? It's a REAL thing and knowing the signs of burnout is one of the most important steps for keeping your mental health and physical health from deteriorating. I'm pinning this to remind myself!

A person can be their own largest liability.  Ever work yourself into a tizzy?  Been too exhausted to do your best?  Think you’re ready to quit even though it’s the best job you’ve ever had? Could you simply be burned out? Burnout is a HUGE differentiating factor between success and failure in many fields, especially pet sitting.  I’m starting to understand the full ramifications from my own experiences, stories from other pet sitters, and from attending the 2016 Petsittingology Conference. Signs of Professional Burnout These are a combination of signs I’ve either noticed or found at the Mayo Clinic online: You become more cynical and pessimistic than usual. You start dreading calls and texts offering you new business instead of being excited. It’s hard to want to go to a job and/or it’s hard to start when you’re there. You start spending less time at each job or task. You start to justify a worse work ethic. You start eating and/or drinking more to cope. Your sleeping or eating habits are changing for the worse. You are developing unexplained aches and pains. Luckily, even if you are suffering from burnout, there are ways of bouncing back. Ways to Recover from … Read more…

October 2016 Self-Employment Income of $7525 (Net Worth of $525,065)

It's incredible how much people can earn from legitimate work from home jobs. This lady made $7500 in a single month, with tons of flexibility. Pinning this for inspiration later!

It’s that time again! I like to use monthly income and net worth updates for motivation. Posting them pushes me to try harder, I am forced to look at our numbers, and I started blogging so I could share with all of you and get feedback. I would also like to inspire more people to create income streams out of something they truly enjoy. My Backstory for New Readers I worked in a dead end cubicle job from after college in 2005 through July 2011. It wasn’t possible for me to grow in the department I enjoyed, and the rest of the company would have sucked my soul out through my ears.  My highest salary there was $35,500 after 6 years.  My original plan was to stay there for 30 years and retire. That plan went to crap for two main reasons. First, I wanted to truly connect with people. Second, the company was in a slump and told me to “look busy”… That led me to creating Budgeting in the Fun Stuff in February 2010 even though I had zero professional writing or blogging experience.  It grew faster than I expected (thank you!), and I have been fully self-employed … Read more…

Three Sneaky Ways Companies Can Weasel Away Your Money

Today more than ever before, it’s easy for funds to find their way out of your bank account without you being aware. We’re not talking about outright theft (though we will deal with fraud in one of these accounts). Instead, we’re talking about the ways in which busyness can take your attention away from the careful tending of your personal finances. When you get too busy, or “Take your eye off the ball” for any other reason, there are plenty of companies who would love to get a little extra of your money. Here are some of the ways they do just that. 1)    Convenience. There is a whole class of business that has emerged in the 21st century e-commerce sphere that offers the consumer a tremendous amount of convenience. In many cases, this will come in the form of automated deliveries and payments, as well as generous free trial startups. While companies like Amazon have really delivered a tremendous value proposition when it comes to their Prime service, it’s not even a little difficult to sign up for these auto-payments and free trials…only to forget to ever cancel them! If you are like many people, at some point in … Read more…