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Reader Profile Friday – Single Moms Income

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The following is a new profile for the BFS Reader Profile series. Today we are getting to know Alexa from Single Moms Income. Thanks for participating!

Personal Background

Hi everyone! My name is Alexa I am a 26 year old single mother to two little girls ages two and four. I am recently divorced and trying to adjust to making it on my own. I have two jobs that both bring about the same amount of income. Job number one is bookkeeping for a department store and job number two is an insurance agent. I keep myself very busy between two kids and two jobs!

Income and Expenses

I bring home around $36,000 a year from both jobs combined. My expenses run just under $1800 a month so I still have a decent amount to save after I pay the bills.

After getting divorced I decided to buy a trailer and put it on an extra lot my family had so that I didn’t have to worry about a high rent or mortgage payment. I took out a $10,000 loan for this. It is a four year loan with a monthly payment of $226. This is the only debt that I have. I don’t view this as a bad debt, it is simply my cost of living just as your rent or mortgage payment would be.


I am a very goal oriented person and a finance nerd. My current goals are to try and keep my expenses low so that I can save enough money to be able to quit one of my jobs. I also am trying to start up a side business online. I have a few projects that I have been working on and I am giving myself a year to build up my online income to replace one of my current jobs.

I would also love to be able to invest in real estate. I have considered just staying put for a while and saving enough money to buy a rental home before buying a house for myself. I live in a small town in Ohio so foreclosures go for around $20,000 to $30,000 so this is also doable but probably won’t be for at least a couple of years.

Well that’s me in a nutshell. If you would like to learn more visit me at Single Moms Income.

Crystal’s Comments:  Wow, two kids and two jobs and savings!  Way to go!  Good luck on replacing one job’s income with your online endeavors. 

I brought in about $5,000 the first year of blogging from BFS (all in the last 8 months of 2010), $20,000 from BFS in 2011, and $15,000 from BFS in 2012 (I was a PR0 for about 7 months of 2012 which slowed me down).  I also made an additional $4000-$5000 just from staff writing in 2011, so making money online really is a great way to replace a small income.

If you would like to participate in this series, please follow the guidelines found at BFS Reader Profile and submit your own story.  Everyone is more than welcome and you can stay anonymous if you’d prefer. Thanks!

FYI:  I worked at a dead end cubicle job from 2005-2011 for about $30,000 per year.  I went self-employed in July 2011 and make between $70,000-$90,000 through blogging, professional pet sitting, hubby's reffing, and our rental home.  If you’d like to start your own site (link to my free step-by-step guide), I highly suggest checking out Bluehost (my referral link with a nice discount for you, PLUS a free custom header banner from me!).  Please contact me any time at budgetingfunstuff*at*gmail*dot*com with questions or just to brainstorm! I’d love to help!
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9 thoughts on “Reader Profile Friday – Single Moms Income

  1. I really think that when anyone faces extreme adversity they do what they must to still get by. I commend you, good luck. Also 15K from BFS that’s cool crystal.

  2. Congratulations, Alexa! With two kids under your care, you are still able to take two jobs and save. I salute you for your hard work and perseverance. I suggest that you keep working on your online business and I am certain that you will be leaving one of your jobs before the year ends. I will be praying for your success.

  3. Impressive Alexa! It is amazing that houses are so cheap in your town, actually your income is pretty good considering the low cost of living. Good luck with increasing your online income!

  4. Good luck with everything Alexa.

    I would personally tell you to reconsider rentals, but it’s my opinion.

    I’m from a small town in NE Ohio and tenants there time to be terrible. You can learn how to invest and get virtually the same return without the tenants and toilets.

    Whatever you decide, Good luck!

  5. I really cannot imagine starting over both financially and in life with little kids. More power to you for sticking it through! You should keep up on the blog and you will see the income possibilities come to light. It will make a nice side addition that you can work on at your leisure.

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