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Complete 10 Step Guide – How to Sell a Car on Craigslist

Ah Craigslist! It's an excellent place to buy things, but I've never thought about using it to sell my car before. These ten easy steps tell you exactly how to sell your car on craigslist and put some cash back into your pocket without getting scammed.

Long time readers may remember my first post about selling my car on Craigslist.  Well, in my ongoing effort to make this site better for you, I fleshed it WAY out and created a complete 10 step guide!  I hope this makes selling your car on Craigslist EXTREMELY easy!!!  No reason to lose thousands at the dealerships! In 2008, my husband bought his 2007 Toyota Prius and needed to sell his 2003 Hyundai Sonata.  The dealership only offered us $2000 to trade it in, so I sold it myself on Craigslist for $4800.  Yay!  In 2014, I bought my 2013 Honda Fit and needed to sell my 2005 Chevy Aveo.  The dealership once again offered me $2000, so I sold it on Craigslist for $3400.  Woot! To summarize, dealerships always offer way less than your car is worth.  If you have the title, sell your car way more on Craigslist.  Plus, save a ton of time since I’ve already done it twice – just follow the steps below! 10 Steps to Sell Your Car on Craigslist: 1.  Determine the Value of Your Vehicle Check out these sites to set your price: Kelley Blue Book Edmunds Comparables on Craigslist Add at least 10-15%  (I list mine 25-35% higher … Read more

Ten Money Tips for Students and Recent Grads

Here are ten money tips for students and recent grads that will actually help keep people from spending all of their students loans. Their future selves will thank them! College debt is crippling, millennials, listen up! Use these frugal hacks to keep from being broke when you graduate.

The following, circa 2011, is a great guest post about money tips for young adults by Marissa at Thirty Six Months.  I’m fleshing it out with my own tips and moving it on up to help as many students and grads as possible.  🙂 I was having a conversation with my grandparents the other day about how much debt I am in and how much post secondary education really costs these days. I find that a majority of GEN Y students are coming out of school with more debt than they realize and are not really prepared to start tackling it. I mean let’s think about it, we don’t get taught about consumer debt in school, so the minute that we step on campus we have credit card companies lined up to “give” us money, and since we haven’t had access to free cash before, we all jump at it. The way most student loans work, here in Canada anyway, is that they will lend you funds to support your education and will start charging interest 6 months after you graduate. Most students either don’t think that far ahead when it comes to interest rates or assume that since they are getting … Read more

10 Tips to Save Money

I am ALWAYS looking for tips to save money. These ones will save me lots and are definitely budget hacks that I can implement, not crazy ideas that will only work for some people. Bring on the savings!

Here’s an oldie but goodie from early 2011!  🙂 Here are my top 10 tips to save money: 1. Save Automatically. Setting up automatic contributions is the best way, in my opinion, to save money. It is simply harder to spend money that you can’t see. I’d suggest starting by contributing the minimum to your 401(k) to get the maximum company match. Then take a look at Roth IRA’s. If you don’t qualify, think about saving automatically to an account that you can use to invest in whatever you wish. 2. Prioritize Your Spending. It’s much easier to say no to a fancy new car if you know that you rather fully fund your Roth IRA. If you know you absolutely adore your smart phone, maybe it will be easier to save elsewhere, like a magazine subscription you barely have time for.  Prioritization is key. 3. Give up Expensive Habits. Smoking comes to mind first simply since I saw a man in front of me at Kroger pay $7 for one pack! OUCH. Drinking, bar hopping, drugs, soda…any regular habit that costs money adds up fast. We’re saving about $250 a year now that we’ve given up our daily soda … Read more

Tipping after a Bad Experience

I’ve always been a fair tipper at restaurants, but I’ve noticed that I’ve started tipping even more lately.  When I was in college, I made sure to leave 10% for mediocre service, 15% for good service, and 18%-20% for great service.  Those were my tipping numbers for the last 10 years.  But lately I find myself almost pitying waitstaff.  I actually sit there thinking, “That poor person has been on their feet waiting on all of us for hours…I don’t think I could pull that off…” and my tips have been around 20%-25% most of the time. Our Visit to Outback Steakhouse My husband actually pointed my new tipping standards out to me when we were eating out this past weekend.  We had a gift card to Outback Steakhouse so we decided to make a date night out of it.  They sat us immediately, but it took 15 minutes before anyone bothered to take our drink order.  It took another 10 minutes to get our drinks (apparently because the wildberry lemonade on their menu is pretty hard to make…yeah, right).  They took our food order when they delivered the drinks.  I ordered a medium 6 oz sirloin with a small portion of Mahi … Read more

Early Holiday Shopping Tips

The following is a guest post by Kyle James, who owns and operates a website called Rather-Be-Shopping.com which lists and organizes online coupon codes for over 700 stores, organized in 25 shopping categories. According to the National Consumer Council, 40% of all retail sales happen in November and December every year. What an incredible number. Personally, I really look forward to the Holidays, and with three young children, it’s a true blessing to be able to see and experience Christmas through their eyes. But in all reality, it can often be a very stressful time for parents. Fighting the crowds and making sure not to overspend can be quite trying. But it doesn’t have to be. Here are a few tips to make this holiday shopping season easier, both on you and on your wallet. ~ Real Black Friday Opportunities – People get crazy when Black Friday deals come out. The problem is most stores have a very limited number of these incredible deals, and unless you want to stand in line all night long, you’re not going to be able to take advantage. But that doesn’t mean you can’t take advantage of Black Friday, especially when it comes to clothing. … Read more

Now Available at a Library Near You

I do NOT make use of my local library enough, there's so many ways to save money by using the library. There are great free ways to entertain kids, too, with programs and books and movies. Bored kids that aren't allowed to watch TV all day during summer break and spring break can be whisked off to the library. Using all of this stuff is a great frugal hack to keep a cheap entertainment budget but still have family fun.

The following is a guest post about what a library has to offer by Suba.  Suba blogs at Wealth Informatics which strives to provide information empowering debt reduction, financial planning, informed consumerism, savvy investing, fun & frugal living leading to financial freedom.  I highly suggest checking out Wealth Informatics – Suba is a force of nature with her detailed posts! During lunch with colleagues this past week, somehow the conversation meandered toward public libraries.  I was surprised to hear that most of the people at the table had hardly ever been to the public library, and most of them just assumed that the popular books would all be checked out and that they would have to wait forever to borrow them.  While this might be true for some of the more popular titles, it got me thinking of all the non-book items I borrow from the library.  Here is a smattering of different library resources that I have, over the years, used/checked out. Library Resources for Everybody Learn a new language – About a year ago, DH and I decided that we were not going to let our brain cells die without a fight.  Since learning a new language is said to be one of … Read more

Green Your Routine – Ecologically Friendly Product Alternatives

This is a guest post about ecologically friendly beauty product alternatives from Mrs. Money who writes at the Ultimate Money Blog, where she shares tips on frugal living, how to live green, and living a simpler life. One of the areas of your budget that can be pretty easy to cut is beauty products.  Shampoo, conditioner, facial cleansers, lotions, and other beauty products can cost a lot of money; not to mention they can be hazardous to your health.  Many shampoos and lotions contain many ingredients that can cause health problems.  Parabens, for instance have been linked to cancer.  Sodium lauryl sulfate is a common surfectant that’s found in almost all shampoos. It is very harsh on your skin and can cause irritation, yet many companies continue to use it because it’s cheap.  Don’t feel like you have to go run out to buy eco friendly beauty products.  There are many different options for you to make your own beauty products at home for cheap!  Here are some things you can do to save money and green your beauty routine. Ecologically Friendly Product #1 – No Poo Go No Poo.  No poo is a method of shampooing your hair using just … Read more