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Six Good Things

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Jana Says and Surviving and Thriving have started a trend with posts about the half dozen good things happening in their lives.  Since complaining is easy, and I do a lot of it, I loved the idea of just being thankful.  Here are my six specific good things right now… 1. Our daughter is kicking me now! I don’t have to use the fetal heart monitor every night to assure myself that our baby is chugging along.  Now I just have to lean over while sitting down.  That move squishes her apartment space and pisses her off, so I get a few solid kicks telling me to sit the hell up.  So not only is she kicking, but she is spunky like her momma.  I love it. 2. Upcoming Trips Before I hit the waddling stage of pregnancy, I’m fitting in a few last trips without my own kid in tow.  That means getting to work out the details for a quick weekend adventure with my bestie, Dee, and my adopted niece via Airbnb. Dee and I have used Airbnb twice already and it has been fantastic.  Once in 2016 to stay in a big RV at Canyon Lake so … Read more

Our New Car Streak Continues…

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I’ll file this post in the category “because having a baby isn’t expensive enough”… Know how I mentioned that my husband and I prefer to buy new or nearly new cars, ride them into the ground, and start over?  Well, I might not have been crystal clear that our definition of “riding them into the ground” is a bit lazy.  We like to ride them for 9-10 years and move on when the first big repair pops up so we don’t have to handle the little car errands that tend to happen in a vehicle’s “second life”.  My Car For example, my 2005 Chevy Aveo only had 63,000 miles on it in 2014 when I sold it, but it was going to need a new engine in a year or two because of how crappily that car was made.  I sold it on Craigslist for $3400 and bought a new 2013 Honda Fit for $16,400 drive out on a 5 year loan at 0.9% (no money down).  I still have 13 payments or so left on it.  Our savings accounts are making 1% by themselves, so I don’t feel the need to rush on paying off the remaining loan. Hubby’s … Read more

Expensive Week – Now Brainstorming Money-Making Ideas with a Baby…

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It’s been an expensive week.  I’m officially brainstorming ideas for a baby-related side hustle. We Bought a Car Hubby’s 2007 Prius decided that anti-lock brakes weren’t necessary for its existence last Tuesday.  While technically true, isn’t helpful for a couple having a baby.  It made it a nice 178,000 miles and could go further with a $2100 repair.  But I’ll leave that to the next lucky owner. We waived the white flag and bought hubby a new 2017 Prius for $28,250 drive-out at 0% interest for 72 months last Wednesday.  Not a bad deal, but not a world-ending, amazing one either.  All of that happened within 24 hours though, so I’m not going to kick myself.  At least I’m efficient, LOL. Genetics Testing is Trying to Give Me a Heart Attack But then, a few hours later into Wednesday evening, I login to Liberty Healthshare and see that Progenity, the genetic blood testing company that our doctor had us use for me in December, had submitted around $25,000 in charges.  Liberty recalculated that down to around $5000 but said it wasn’t eligible. I freaked the frick out.  Not only because a blood test could possibly run us $5000 but also … Read more

Please Don’t Be Fully Financially Dependent on Someone Else

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For anybody new, I’m 20-21 weeks pregnant as of right now.  I’ve been blogging about personal finance, budgeting, and my life in general here since February 2010.  And I just joined a few mommy Facebook groups in the last few weeks to help myself prepare for what is coming and to start building support networks since only a couple of our friends have kids.  Main New Mommy Group Topics Here is what I’ve figured out by just looking around the mommy group posts every day: 1.  Sleep is HUGE.  Sleep training versus just holding them versus whatever is like THE TOPIC, always.  I’m leaning towards a steady routine so they get used to a process, but obviously, there are dozens of ways to handle sleep time and you do whatever works for you, boo boo. 2.  Lack of partner support is sadly also one of the top topics.  Like depressingly prevalent.  For the record, I’m with anybody who says that partners don’t babysit their own kids while a mom takes a break.  It’s called taking care of your kid.  I get that we pregnant women have the breast milk and whatnot.  But that doesn’t mean the entire raising process of … Read more

Freebies and Hand-Me-Downs for the Win!

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I’ve always known that babies grow quickly, so buying everything brand new was not going to be my path.  But I also know that many of my friends and family want to help out.  And listing what I still need will let me know what I’m missing when I’m about to pop, hence creating an Amazon registry I am editing as we go… Spending Restrictions Until May Since I know baby showers and baby-to-be gifts are coming in the next 3-4 months, I also have put myself on a very restricted nesting budget.  I will only allow myself to spend $100 on anything baby-related until at least mid-May 2018. I don’t usually enjoy shopping but I do like being prepared.  So restricting my nesting spending is actually harder than anticipated.  BUT, it hasn’t stopped me from accepting freebies and hand-me-downs from friends, family, and neighbors!!!  And that is a WORLD OF HAPPY!!! Hand-Me-Downs are Amazing! Thanks to the generosity of our parents and family, our friends, our pet sitting team member with a 3 year old, and now neighbors I’ve met through Nextdoor.com and Facebook, I am checking off the baby list pretty handily!  And there has been the added … Read more

New Year’s Resolutions – Goodbye 2017 and Hello 2018!

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Wow…2017, I barely knew you!  I’ll admit, with all the baby-making ups and downs last year, I did not pay attention to much of anything else except in spurts.  But let’s see what happened… 2017 New Year’s Resolutions 1. Be a Healthy Baby Incubator.  CHECK I was honestly a healthier baby incubator during the three miscarriages than now, which is a baby chugging right along anyway!  BUT, I’m taking my prenatal vitamins, extra folic acid, and baby aspirin every night like clockwork.  I only eat what I can keep down.  That luckily includes fruits and vegetables as well as tacos, kolaches, Egg McMuffins, and candy.  I did lose quite a bit of weight last year thanks to DietBet and then “morning” sickness (I maintain that name is a lie)…I got down to 155 as planned and now am struggling not to lose more in my second trimester because I can only eat about a fist-sized serving of food at a time without getting sick.  Yay, pregnancy. All in all, I have been increasing my water intake, walk as much as I can when I’m not sick, and am following all doctor’s orders, so I’m going to consider this a win. … Read more

The Gender Reveal!!!

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Hope your holidays were awesome!!!  I’ve been feeling truly loved and lucky.  I think these past few weeks have been some of the best of my life.  I had a great trip overnight with my family and had a really good time with my parents, one of my uncles, and one of my sisters and her family.  I’m very proud of my other sister who was hard at work at her first job.  We then had an entire relaxed day with my inlaws – eating and talking and hanging out with his cousin’s 4 month old.  We were completely spoiled by both sides of our family and I feel extremely lucky to have the support network we do with this kid on the way!!! We also attended our annual 4 day board gaming convention the weekend after Christmas.  So we were able to ring in the new year with laughter, board games, and a surprise birthday dinner for me thanks to friends.  This week is filled with more birthday fun with both of our families, so woot! And to top it all off, between Christmas and New Year’s, we finally received the results from those blood samples they took from … Read more