It’s been an expensive week. I’m officially brainstorming ideas for a baby-related side hustle.
We Bought a Car
Hubby’s 2007 Prius decided that anti-lock brakes weren’t necessary for its existence last Tuesday. While technically true, isn’t helpful for a couple having a baby. It made it a nice 178,000 miles and could go further with a $2100 repair. But I’ll leave that to the next lucky owner.
We waived the white flag and bought hubby a new 2017 Prius for $28,250 drive-out at 0% interest for 72 months last Wednesday. Not a bad deal, but not a world-ending, amazing one either. All of that happened within 24 hours though, so I’m not going to kick myself. At least I’m efficient, LOL.
Genetics Testing is Trying to Give Me a Heart Attack
But then, a few hours later into Wednesday evening, I login to Liberty Healthshare and see that Progenity, the genetic blood testing company that our doctor had us use for me in December, had submitted around $25,000 in charges. Liberty recalculated that down to around $5000 but said it wasn’t eligible.
I freaked the frick out. Not only because a blood test could possibly run us $5000 but also because that doesn’t even include hubby’s follow-up genetics testing 3 weeks later because I am a carrier for Cystic Fibrosis and they wanted to make sure he wasn’t (he isn’t). So…I freaked out for 15 minutes and then started Googling frantically for other people’s experiences. Then I mellowed out.
Apparently, this is Progenity’s normal operating procedure – submit a crazy high number, see what the insurance company will pay, and maybe send us a follow up bill. If they do, it should be able to be negotiated down to $25-$595 depending on the test.
Okay…that’s not as horrific…now to wait 2-3 months to have that fun fight if/when the actual bill arrives…
Baby-Related Side Hustles
Yet another side hustle is not technically necessary since our online business is still bringing in $1000-$3000 a month, Crystal’s Cozy Care is bringing in $3000-$4000 a month, and we still have our rental home. BUT, I’m producing a tiny human. I want to see if there is some way to make money from that process.
My favorite options right now:
- Sell extra breast milk. Looks like I could bring in $1-$2 an ounce if I happen to be one of those who produce more breast milk than my baby inhales. I won’t know if this is even an option until at least a few weeks after our baby girl arrives.
- Start accepting pet sitting clients into my own home regularly. My pet sitting insurance covers us visiting the pets, but I also technically pay for coverage over my own home for pet sitting as well. If we need extra money, I could just take on an occasional overnight client in our house.
- Baby sitting. A lot of people make good money taking in additional children for a set daily or weekly fee. This is my least favorite option of these three since my own baby is going to probably be using up most of my baby-care internal resources for a while.
What do you think? What other side hustles or jobs are awesome for someone with a baby?
FYI: I worked at a dead end cubicle job from 2005-2011 for about $30,000 per year. I went self-employed in July 2011 and make between $70,000-$90,000 through blogging, professional pet sitting, hubby's reffing, and our rental home. If you’d like to start your own site (link to my free step-by-step guide), I highly suggest checking out Bluehost (my referral link with a nice discount for you, PLUS a free custom header banner from me!). Please contact me any time at budgetingfunstuff*at*gmail*dot*com with questions or just to brainstorm! I’d love to help!