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Six Good Things

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Jana Says and Surviving and Thriving have started a trend with posts about the half dozen good things happening in their lives.  Since complaining is easy, and I do a lot of it, I loved the idea of just being thankful.  Here are my six specific good things right now… 1. Our daughter is kicking me now! I don’t have to use the fetal heart monitor every night to assure myself that our baby is chugging along.  Now I just have to lean over while sitting down.  That move squishes her apartment space and pisses her off, so I get a few solid kicks telling me to sit the hell up.  So not only is she kicking, but she is spunky like her momma.  I love it. 2. Upcoming Trips Before I hit the waddling stage of pregnancy, I’m fitting in a few last trips without my own kid in tow.  That means getting to work out the details for a quick weekend adventure with my bestie, Dee, and my adopted niece via Airbnb. Dee and I have used Airbnb twice already and it has been fantastic.  Once in 2016 to stay in a big RV at Canyon Lake so … Read more

Please Don’t Be Fully Financially Dependent on Someone Else

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For anybody new, I’m 20-21 weeks pregnant as of right now.  I’ve been blogging about personal finance, budgeting, and my life in general here since February 2010.  And I just joined a few mommy Facebook groups in the last few weeks to help myself prepare for what is coming and to start building support networks since only a couple of our friends have kids.  Main New Mommy Group Topics Here is what I’ve figured out by just looking around the mommy group posts every day: 1.  Sleep is HUGE.  Sleep training versus just holding them versus whatever is like THE TOPIC, always.  I’m leaning towards a steady routine so they get used to a process, but obviously, there are dozens of ways to handle sleep time and you do whatever works for you, boo boo. 2.  Lack of partner support is sadly also one of the top topics.  Like depressingly prevalent.  For the record, I’m with anybody who says that partners don’t babysit their own kids while a mom takes a break.  It’s called taking care of your kid.  I get that we pregnant women have the breast milk and whatnot.  But that doesn’t mean the entire raising process of … Read more

The Gender Reveal!!!

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Hope your holidays were awesome!!!  I’ve been feeling truly loved and lucky.  I think these past few weeks have been some of the best of my life.  I had a great trip overnight with my family and had a really good time with my parents, one of my uncles, and one of my sisters and her family.  I’m very proud of my other sister who was hard at work at her first job.  We then had an entire relaxed day with my inlaws – eating and talking and hanging out with his cousin’s 4 month old.  We were completely spoiled by both sides of our family and I feel extremely lucky to have the support network we do with this kid on the way!!! We also attended our annual 4 day board gaming convention the weekend after Christmas.  So we were able to ring in the new year with laughter, board games, and a surprise birthday dinner for me thanks to friends.  This week is filled with more birthday fun with both of our families, so woot! And to top it all off, between Christmas and New Year’s, we finally received the results from those blood samples they took from … Read more

My Recent Bursts of Energy

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So, I’m 13 weeks pregnant and am finally having a couple of days in a row where I’m nauseous occasionally but haven’t been throwing up.  Woot!  Did I write several posts so I could finally not feel behind on the blogging?  Nope.  Did I try to grow the pet sitting business in some miraculous way?  Nope.  Did I find a path to world peace or do the million errands pregnant people need to do before a baby comes wailing out of me?  Nope. I picked up my little downstairs domain of the house, assembled and decorated our Christmas tree, put up a few other decorations, sent out Christmas cards for the first time in years, cleaned the kitchen, and vacuumed the living room throw rug.  Oh, and I Amazon shopped for Christmas gifts (and am still not done) even though I am usually finished with Christmas shopping by Halloween.  Lastly I started binging on shows I DVR’d. Did any of that really HAVE to happen?  Nope.  Well, maybe the Christmas shopping (and I’m still not done). I’m not beating myself up about it though.  I’m scheduling in real time during the week to work on our businesses.  And when I … Read more

Accepting My Current Self

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This is my time of the year. Halloween is my holiday spirit animal, our favorite annual conventions are around the corner, I adore Christmas, we get to chill with family, friends, and food around Thanksgiving through the end of the year, my birthday is in late December, etc. In short, I’m an over-excited hot mess. I’m decking the halls with giant spider webs, jack o’ lanterns, and skulls.  I’m assembling a kick ass costume that I’ll use for Fincon Expo 2017, Halloween, the Renaissance Festival, and the Board Game Geek Convention.  I’ve started hoarding Christmas gifts for others as I see them.  I’m in my seasonal happy spot. Why It’s Harder to Write But during moments of inactivity, I take emotional punches straight to the face.  I dwell.  I dwell on the people that aren’t here anymore.  I dwell on the baby that didn’t happen.  I dwell on my insecurities and short-comings.  I dwell on not being the happier, less wrung-out, younger version of me…the me who started this site back in 2010. I want to be a positive person that others enjoy being around.  I still love helping and aim to make others laugh.  I crave connections.  But it’s … Read more

Let’s Whine About Insurance Costs!

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It’s that time of year for us again – most of our insurance policies are up for renewal.  I cringe every time I pay one of the bills, and yet I know that we’re actually getting fair renewal rates. How do I know?  I shop around every couple of years or when there is a significant jump in cost.  AND I talk a lot about everything to everybody, so I usually have a good idea of what is being paid by others. So chime in below so we can all keep up on the going rates in our own regions.  I’m starting with our most costly out-of-pocket coverage and working my way down.  Knowledge is power…knowledge of costs is the power to save money! Health Care Coverage We don’t technically have health insurance.  We joined Liberty Healthshare in 2016, which is a health cost sharing group.  It’s not actually insurance, but they work similarly.  They don’t guarantee coverage, have a maximum coverage amount of $1,000,000 per incident, and they don’t cover pre-existing conditions fully for the first few years. But they let us join, cost WAY less than our previous health insurance ($299 a month instead of $570+), and have … Read more

Please Stay – Suicide is Too Final #EndtheStigma #DebtDrop

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This blog post is part of the Suicide Prevention Awareness Month blog tour in partnership with Debt Drop.  If you are feeling suicidal, please call the National Suicide Prevention Lifeline at 1-800-273-8255 or text HOME to 741741.  #EndtheStigma #DebtDrop Last year around this time for #WSPD16, I posted about my own depression and the steps I take to feel less shitty.  But suicide isn’t just considered by people who are depressed.  It’s the ultimate out from anything.  The problem is that once that path is taken, you never get a chance to see what would have happened next.  So before it even gets to that point, how can we avoid wanting to escape? What do you need?  How can we all best be there for you?  What I Need For me, it’s my people – my “tribe”.  My husband, our parents, and our friends make it possible to make it through anything.  My tribe is full of caring, dependable people.  Granted, my support network grows and shrinks and changes with time, but that is okay too.  The key is simply being part of something bigger than yourself. Creating Your Support Network If you don’t have a tribe, reach out to … Read more