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Planning Your Holidays Ahead Will Save You Money

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Source: Public Domain Pictures Another summer comes by and you find yourself planning your holidays just a few weeks — sometimes even days — in advance. Most of the trendiest destinations barely have any accommodations left and airplane tickets are too expensive. Suddenly, you find yourself stressing out about where you could go without having to go bankrupt, and what you could have done to prevent this. Planning is not overrated: it will save you money and energy so that when the time comes to enjoy your holidays, relaxing is all you have to think about. So, once you figure out where you want to go, the first thing you should do is start looking at the options for accommodations while the offers are high and therefore, prices are still affordable. Unlike with airplane tickets that usually tend to get cheaper a few months closer to the date of departure — apparently, we should book flights 49 days in advance to get the best value — hotels and other types of accommodations, however, will definitely be cheaper the sooner we book them. Budget airlines and price comparison sites have certainly made it easier to grab last minute deals on flights, … Read more

Are You in Texas? New Way of Choosing Your Next Electricity Provider!

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This is a guest blog post from Real Simple Energy. Hey BFS readers, I’m excited to have the opportunity to post here! Thank you Crystal! The easiest way to save $500/year or more! If you are a BFS follower in Texas, I want to tell you about the easiest way to save $500 or more every year by using Real Simple Energy to find your next electricity plan. This is the new way to search for electricity plans — we match your unique usage profile with every publicly available plan in your area to find the cheapest plan for you. It’s super easy! Just answer a few quick questions about your home and search results are instant. All of the hard work and number crunching happens behind the scenes Real Simple Energy exists for one reason: to save you a ton of money. Best of all, the site is completely FREE. We have the largest, most comprehensive plan electricity plan database in Texas, make no commissions, and are 100% independent and unbiased. We can offer free search because many of our users become Hassle-Free customers. Our Hassle-Free customers never have to think about choosing an electricity plan again. For $9/month, we manage your … Read more

Some Points a Trader Should Bear in Mind to Trade Forex

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The Forex market is one of the best markets. Most people eventually get attracted to Forex due to the advantages it offers. Although many people get attracted to Forex only a few manage to remain consistent in the market. The Singaporean traders do not give up trading rather they try their best to remain consistent. If the traders want to remain consistent in trading they should focus on a few points. These points will help the trader to correct mistakes in trading. There are certain factors in the market that you should understand clearly, so now let us know what they are and how to deal them. Execution of trade with greed Greed is the worst enemy of the retail traders. Being an investor in the Forex trading industry, you must learn how to control your greed. There are many traders who have lost their entire trading account due to big lot size trade. Its true by taking a huge risk in each trade you might have some big winners but this is not the proper way to trade the market. No one knows what will happen to the market in the next second. So always be prepared for the … Read more

Mother’s Day: Leaving a Legacy for Your Kids

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As Mother’s Day quickly approaches, it is a time for you to sit back and reflect on the life you have built with your family. You’ve worked hard to raise your children into what they are today, and you can see yourself in each child. We want that feeling to continue even when you are no longer around. Leaving a lasting legacy for your children is something that is important to parents. But why is it so important? We’ve come up with reasons why a legacy is important and ways to build that lasting legacy. Importance of Leaving a Legacy Your children learn from you. Whether it is through action or words, they will follow in your footsteps. So when thinking about the legacy you are leaving for your children, keep that in the back of your mind. Your legacy is what your kids will remember of you when you are no longer around. Whether your death is sudden or you’ve lived a long and happy life, they will take your words and actions with them for the remainder of their lives. This is why leaving a legacy is important. It is shaping the future of your children – positive … Read more

Dispelling Credit Card FUD: 6 Reasons to Use Credit Cards Everyday

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Credit cards and their place in our consumer-based society are met with a love/hate relationship. Millions carry heavy credit card debt for reasons including irresponsible spending, health & career setbacks, and unforeseen expenses. It’s led many to demonize the credit industry by way of spreading FUD, (fear, uncertainty, and doubt). Ask a friend or family member what they think of credit cards and you’ll likely hear, “They’re terrible!”, “Don’t do it!”, or “I don’t trust ’em, I rather pay cash!”. To each their own… but they’re missing out on great benefits. Let’s dispell the FUD and see why carrying credit cards are a smart, rational thing to do. 6 Smart and Beneficial Reasons to Carry Credit Cards Whether you had a flurry of credit card offers when you turned 18. Or, found yourself using them on your own accord. Here are some of the great benefits of having them on-hand: Building financial literacy You can read blogs/books or watch videos about finance to wrap your head around the topic. Or, get involved and learn by doing. The latter tends to help many understand and respect finances. It adds responsibility to their spending ultimately improving other areas like budgeting. Building a … Read more

How General Liability Insurance Works and What It Covers

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You always hear about general liability insurance for business owners. You might not have it because you don’t necessarily think it is required for your business. The requirement depends on where your business is operating, but if you look at the benefits that you will get from having it, you will be convinced that you really need it. Here are some reasons why general liability insurance for contractors is a must. Wide coverage This type of insurance covers a lot. This includes claims for bodily injuries resulting from the use of products and services offered by the business. It also includes damages to the property in which the business currently stands. However, it is important to remember that this insurance only covers third parties. For injuries sustained by your employees, you need a different type of insurance coverage. The property damage might be covered, but it is quite minimal. Since you don’t own the place as a contractor or a small business owner, the insurance will partially cover the cost of any damage. You will probably be sued if these problems occur. When you are financially not ready to pay for the cost, it could be a big problem. The … Read more

Should You Open a Digital IRA?

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There has been a tremendous increase in popularity in cryptocurrencies such as bitcoin. A lot of people purchase them to hold, hoping that the price will increase even more, thereby making them everyday good investment. It is now even possible to open a digital IRA, or individual retirement account. What Is the Digital IRA? Simply put it is a type of self directed individual retirement account in which you can invest in cryptocurrencies such as ethereum and Bitcoin. According to the IRS, cryptocurrencies a form of personal property, which means that you can use them as an investment. Logically therefore, placing them in an IRA is a very good idea. That says, digital IRAs are still very new comma which means a lot still needs to be learnt about them. One of the key things to be aware of is that a digital IRA can hold things other than cryptocurrencies as well. In fact, most people who have a digital IRA only have a small percentage within that dedicated to cryptocurrencies. They choose these IRAs so that they have the option to also include cryptocurrencies and diversify their portfolio. Because the IRA is self directed, it means that you, as … Read more